The Top 4 Reasons to Cover Your Holiday Responsibly

It's easy for a degree of carelessness to creep into your holiday preparation. But if you're planning on getting away, experiencing something new, refreshing your outlook and rejuvenating your mind, this should not preclude you from organising your travel insurance in a responsible way.

Unforeseen illness

If you are looking forward to a swathe of pristine sand, a vista of munificent valleys, or the fresh air of a luxurious mountain forest, you probably don’t want to give any thought to unexpected illness. But since by its very nature such illness is unforeseen, it is vital to cover your holiday when you consider its potential to occur. You should be aware of the susceptibility of your body to be prone to illness in the particular destinations that you wish to visit, and this can save you from a great deal of hassle.

Unpredictable theft or accidents

More and more exotic places around the world are opening up to travellers. It seems the old stereotypes of the fearful old tourist and the fickle young adventurer are being shattered. Young and old are exploring regions that once were unknown or taboo but are now fascinating tourist hubs. But new, fresh and strange places can invite crime, which usually targets tourists. Hence it is wise to cover your holiday after considering, with realism not hysteria, the potential for theft or even accidents in the places you are about to visit.

The safety of children

Travelling with children is a very special and rewarding experience. It can be exhausting yet ultimately fulfilling. When children are involved, you will rightly be concerned about making sure the insurance protects your kids first and foremost – even more so, it's vital to cover your holiday appropriately. Carefully investigate providers and the types of plans that they offer to make sure that your children’s particular needs are catered for. When it comes to your family's safety, it pays to be doubly responsible.

The need for a good provider

Recklessness should never be a deciding factor when it comes time to cover your holiday; there are a plethora of providers out there and some simply stand out above the others. Choosing a good provider can make all the difference; no one wants to spend ages hunting out an accurate quote, to hand over payment and then find the provider difficult to contact during an emergency. Ultimately, the best providers will give quick quotes, efficient payment means, round-the-clock contact and very clear and extensive support should anything occur on your trip. Of course, the best insurance is the one you never need to think about while you are tanning yourself on a golden beach! The best way to have peace of mind that your insurer will step up and help out if you need them is by researching your insurance responsibly before your trip.

Patrick Chong is the Managing Director of Insuremore. We provide low cost travel insurance and offer a range of policies to cover your holiday, including single-trip, multi-trip and family insurance. For all your insurance needs, Insuremore can help you in the quickest and most cost-efficient way.

Writer and Online Marketing Manager in London.