Travel Insurance For Family Holidays - Why It’s Worth It

With the increasingly busy and digital lifestyle of today, it’s becoming harder and harder for families to get together and connect with one another. Even when their schedules mesh enough to have meals together, children often pay more attention to their social media gadgets and parents are often preoccupied with business calls or updates on their smartphones! Thus, finding activities that families can do together, during which they can bond and discover new things together is even more important in this day and age. One such tried and true experience is, of course, the family holiday. Whether to a local destination or to an exotic and faraway place, group holidays are fun and exciting ways to build memories that will last forever.

But before you go rushing out to jump on the next plane, there are some things you need to take care of – the most important of all is to put in place travel insurance. For family holiday trips there are plenty of options, so there's no excuse to leave home without a policy. If you think you may be able to get away without it, take a quick read of the reasons travel insurance for family holiday trips is most definitely a good idea.

Are we there yet?

As the old adage goes, sometimes, it’s the trip that counts, not the destination. Which is interesting because, as any veteran traveller will tell you, sometimes you don’t always make it to your destination as planned! A hundred things can go wrong before you land safely at your chosen location - sometimes even before you actually begin the trip. Cancelled flights, sudden work emergencies, and even changes in a political situation can affect, even completely derail, your trip. Fortunately (depending on your policy of course), travel insurance for family holiday trips can cover a complete refund for outlaid expenses, including plane tickets and hotel reservation fees.

The clothes on your back

Unfortunately, unlike solo trips where you could probably get away with spending the whole time in one set of clothes, a family trip requires a lot of luggage. You’re going to need all your clothes plus appropriate gear for the children – including travel clothes, sightseeing clothes, beachwear, a variety of shoes, and, of course, a truckload of toiletries and other necessities like sunscreen and medicines. Even if you’ve vetoed electronic gadgets (good luck!), chances are you’ll still bring along a camera; in a nutshell, you’re probably bringing along property of significant value that could misplaced or stolen while you’re busy making sure your children are in the same airplane/hotel/attraction as you! Purchasing travel insurance for family trips means you’ll be protected against financial loss in the event of damaged, lost, or stolen property.

Blood is thicker than water

Even though they would like to forget all their troubles and worries during a holiday, parents never really stop worrying about their children’s health and safety. A trip abroad is an adventure, and that always involves a certain amount of risk—children could get hurt or fall ill. Being in a foreign country can be especially stressful as they are away from their family doctor or their regular care facility. The good news is, with travel insurance for family trips, you’ll be assured of speedy and appropriate medical and emergency services should you need them.

Patrick Chong is the Managing Director of Insuremore. We provide low cost travel cover and offer a range of policies including annual, multi-trip, single-trip and travel insurance for family holidays. For all your travel cover needs, Insuremore can help you in the quickest and most cost-efficient way.

Writer and Online Marketing Manager in London.