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VSC Stands for Vehicle Service Contracts…AND Very Satisfied Customers!

Author: Wilmyr Aguiza
by Wilmyr Aguiza
Posted: Jul 01, 2014

How many times have you – or someone you know – complained that your car started needing a bunch of repairs the day after your manufacturer’s warranty expires?

There’d be no reason to vent if you – or they – had a Vehicle Service Contract (VSC).

This easy-to-get, easy-to-finance, easy-to-love document can help avoid unexpected and costly automotive repairs.

It’s important that consumers do some research to ensure that an auto service contract makes sense for their circumstances. You should know about:

Who needs a VSC – In today’s challenging economic times, people are holding onto their vehicles longer; often past their vehicle’s original manufacturers warranty. The coverage offered by VSCs fill the gap or take over when your original warranty expires, covering repairs experienced when the vehicle has a mechanical breakdown or failure addressed by their VSC.

Contract length – In some instances you can select the length of your VSC. If you anticipate the length of the contract exceeding your having the car in your possession, ask if the VSC is transferable or if a shorter term of contract is available.

Backing of Contract -- Auto service contracts are sold – and backed by -- vehicle manufacturers, dealers, insurance companies, administrators and independent providers – like Turnkey Auto Group. If the VSC is backed by a dealer or administrator, check them out with your local or state consumer protection office or local automobile dealer’s association to ask about complaints on file. If backed by an insurer (required in some states), your state insurance commission should be contacted and asked about the company’s solvency and if any complaints against them are on file. You can also do your own online search for any negative consumer feedback.

Cost of VSC – In addition to the cost of the VSC (which varies, depending on the coverage selected, and can be paid on a monthly basis), contract owners are responsible for a one-time deductible on each repair visit. The better the condition of your vehicle when you purchase coverage, the better your rates and pricing will be. (It may help your decision-making process to consider that the average hourly rate for a mechanic exceeds $100 per hour…)

VSC Coverage – While every VSC is different, in most instances auto repairs are covered, excluding those related to accidents and wear-and-tear. Do not expect to see common repairs for parts like brakes and clutches.

Handling of Claims – Contract holders should contact their claims center to report the claim and may then have repairs made at the facility of their choice by an ASE Certified Technician. The claims representative works with the service center to ensure they receive payment and the vehicle is repaired.

Parts Covered – The terms of agreements should make clear what costs are covered – or not, and whether new or recondition parts are authorized for use in covered repairs. You may also want to know that authorized repair facilities stock an adequate inventory of parts.

Your Responsibilities – VSCs define specific terms and conditions; regular maintenance must be performed properly and regularly to keep the coverage in effect.

Turnkey Auto Group has made it their business to help consumers keep their vehicles on the road while avoiding potentially expensive repairs, with Vehicle Service Contracts (VSC) that provide comprehensive vehicle coverage with flexible payment options.

The company offers the largest assortment of innovative and resourceful coverage options in the industry. Convenient and flexible payment options include 12-, 15-, 18- and 24-month terms for most policies. Down payments are available for as low as 10 percent. No credit check is required, no interest is charged and approval is guaranteed. Unlike most extended vehicle service plans, no vehicle inspection is required, which eliminates pre-existing problems, and saves consumers money and time. Coverage can be obtained in as little as 30 days.

Turnkey Auto Group can tailor contracts to fit individual needs with the right price, coverage, deductible, down payment and payment plan.

Call 877-888-5770 today to learn more, get a service quote and explore coverage and payment options. Visit the company web site at http://www.turnkey-auto-group.com today.

TurnKey Auto Group wants to you be covered no matter the circumstance when it comes to your new or used vehicle. We are experts in extended automotive warranties. Visit us today in West Palm Beach.

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Author: Wilmyr Aguiza

Wilmyr Aguiza

Member since: Jun 13, 2014
Published articles: 6

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