Directory Image
This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Privacy Policy.

How Credit Repairing Helps Rebuilding Credit Cards

Author: Benedict Kemper
by Benedict Kemper
Posted: Jul 28, 2019

Having the remaining one credit card closed by your credit card company is obviously not good news for you. While you are quite upset as most of your credit cards are already closed or your credit card application has been denied, mind that it’s a major sign that you should immediately consider a credit repair program with experts. Credit repairing is an effective way to deal with plenty of errors in your credit report damaging your credit score and helps in rebuilding credit cards once again.

Whereas you become a victim of bad credit score with a credit repair program that involves highly advanced disputing strategies, just by paying an audit fee and fixed fees against deletion of every disputed item after it’s been reported and NO monthly changes the professional repair services make the things done lawfully and successfully.

How It Works

Analysis of Credit Reports

Before you’re enrolled in the program, a credit analyst explains the entire procedure, its way of functioning and options that are open for you to get back your credit score. The professionals of the team get your current credit report from all three major credit bureaus and check the credit status. Basically, they search for negative records such as incorrect or outdated personal information, tax liens, charge-offs, collections, late payments, etc which typically hurt one's credit score.

Designing of the Strategic Action Plan

Once you get enrolled, a specialized credit analyst conducts a credit audit and accordingly makes you informed with the identified lacking points and all about their disputing program. In addition, you will receive the details of their proposed action plan in written format which will be mainly focused on disputing the errors and their elimination that subsequently boost your credit score and helps to rebuild your credit cards.

Repairing and Rebuilding Process

The entire disputing process is handled by a pool of specialized analysts, credit lawyers, and negotiators who are highly knowledgeable about the rights of borrowers and credit laws including those in the pipeline. Apart from three credit bureaus Transunion, Experian, and Equifax, they take up each factor with relevant creditors and credit card companies directly. On finding entries that are inaccurate, verifiable, or untimely, the company claims immediate removal of those records from credit reports and thereby helps you recoup your credit score by improving it and also by increasing your credit limit. No matter whether you are being bankrupted, divorced or having issues with your finances, repairing credit is not any problem.

Repetition of the Process

After the updated credit reports containing the disputed entries are received from the credit bureaus, they find the already deleted items and send new dispute letters addressing further the non-deleted items. The dispute process is repeated every 30-45 days for one year which you can track through the company’s online portal. You need to pay on every deleted entry once you find it in your updated credit report and this helps you in consolidating your future days with increased credit score and improved credit report.

Major Highlights:

  • No monthly charges
  • Pay only after you find result i.e. removal of wrong credit items apart from the initial audit charges
  • Available with 100% money-back Guarantee

Credit360 Credit Repair offers services to repair your credit score that helps to meet your goals such as opening a new credit card, buying a home, finance a car, get a new job, etc. To know more, visit https://www.credit360.biz/.

About the Author

I'm a freelance copywriter and I write on a variety of topics.

Rate this Article
Leave a Comment
Author Thumbnail
I Agree:
Comment 
Pictures
Author: Benedict Kemper

Benedict Kemper

Member since: Sep 26, 2016
Published articles: 45

Related Articles