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Royal Sundaram Health Insurance

Author: Mayuri Sharma
by Mayuri Sharma
Posted: Aug 24, 2019

Royal Sundaram Health Insurance offers insurance policies with a number of benefits. Plans include customizable services, cashless treatments, access to multiple hospitals, special offers and discounts.

Royal Sundaram Alliance Insurance Company Limited is the first private general insurance company in India authorized since 2001. The Royal Sundaram general insurance company offers motor, health, accident and other products.

Acko General Insurance is a new participant that offers car and bicycle insurance. It is one of the private general insurance companies in India. The company, founded in 2016, received its license from the Insurance Regulatory and Development Authority of India (IRDAI) in 2017.

Acko follows a model directed online and, therefore, all operations are performed online for the company. It means, acko sells insurance policies and attends claims only through the digital platform and does not have an agent/branch network.

Reasons for choosing Acko General Insurance

  1. Cheapest Prices
  2. Fast and easy purchase
  3. Tention-free Claims

Add-on Features

1.Zero Depreciation

2.Return to Invoice

3.Roadside Assistance

4.Engine Protection Cover

5.Passenger cover

7.NCB Protect

What’s Covered Under Acko Bike/Car Insurance?

  1. Accidents.
  2. Fire.
  3. Theft.
  4. Calamities.
  5. Third-party losses.
  6. Vehicle Owner Cover.

What’s Not Covered Under Acko Bike/Car Insurance?

  1. Mechanical or electrical breakdown.
  2. Damage during the war and similar conditions.
  3. Damage when the policy is not active.
  4. Illegal Driving.
  5. Non-Accidental Damage.
  6. Driving a vehicle that you do not own.

Acko General Insurance Claim Process

1. For Acko Bike Insurance

-Cashless claims

-Reimbursement claims

2. For Acko Car Insurance

Acko General Insurance Review 2019

Acko Insurance Company is one of the few general insurers in India that offers its services only through online media. With Acko you have access to workshops throughout India and everything is without money. Acko has a good accident rate of 99.61% according to the 2019 Accident Report. Claims for minor damages are also completed in less than 2 hours. All these features make Acko a popular option for insurance buyers.Royal Sundaram also offers products designed specifically for small and medium businesses, as well as for rural clients.

Features Of Royal Sundaram Health Insurance

  1. Number of members
  2. Lifelong Renewal
  3. Room Rent
  4. Health Check-ups
  5. Pre&Post hospitalization cover
  6. Pre-existing diseases
  7. Co-payment

Plans offered By Royal Sundaram Health Insurance

1.Royal Lifeline Health Insurance Plans

-Classic Lifeline Health Insurance Plan

-Supreme Lifeline Health Insurance

-Elite Lifeline Health Insurance

  1. Royal Sundaram Family Good Health Insurance Plan
  2. Royal Sundaram Smart Cash Plan Insurance

Documents Required for Purchasing Royal Sundaram Health Insurance

  1. Id proof
  2. Address proof
  3. Medical reports (if asked)

Royal Sundaram Health Insurance Claims process

There are two ways to make a claim under a Health Insurance Policy:

  1. Cashless Claim Process
  2. Reimbursement Claim Process`

Royal Sundaram Health Insurance Review

Royal Sundaram Health Insurance offers a range of affordable health plans to meet your growing financial obligations with your family during and after hospitalization and medical treatment.

They are characterized by a very good claims settlement ratio with other private insurers. Your continued commitment to provide excellent customer service is your maximum benefit. Royal Sundaram General Insurance Company was one of the first private insurance companies to partner with banks to sell their retail products.

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Author: Mayuri Sharma

Mayuri Sharma

Member since: Aug 20, 2019
Published articles: 4

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