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Life Insurance Claims Lawyer To Solve Legal Issues Of Insured Policies

Author: Aaliyah Shen
by Aaliyah Shen
Posted: Aug 05, 2014

Life insurance claims may seem to be very queer and unnatural to common people, but they present a number of situations where one cannot even imagine in their ordinary routines. However, it is good to have knowledge about these things and helps readers to avoid some common mistakes that may lead to claim the insurance amount and they might need a lawyer to get money from the insurance companies. The situations may vary under different conditions, such that the company may refuse to pay the insured amount to the insurer as a whole or in part. The death benefit claim can be refused by the company where the policyholder has omitted to enter the relevant details in his application for insurance and in such case if death occurs to the policy holder and if insurance company find out that the policy holder have not disclosed the relevant information that caused death within 2 years of policy, then the company has right to withhold the insured amount and the family do not get any benefits from the insurance policy.

People usually purchase Life insurance policies for the benefit of their beloved when they pass away or if something happens to them to safeguard their family members. The family of deceased person gets the financial support through the life insurance. The loss of a family member and lack of earning source struck the family members like a thunderbolt, in all such cases the insurance amount can save them from their financial crunch. The insurance company claims that the policyholder has made some misstatements, therefore the policy amount is withheld and the beneficiaries will not get even a single penny in their time of financial crunch. They always took the advantage of the look back period of two years known as contestability period. Most often they claim that there is a material misrepresentation and deny the claim of insurance made by the family members or by the nominee of the policy holder. This 2 year period gave them the power to deny the payment, even though, it has got nothing to do with the death of the policy holder.

In all the above said cases, the contestant may consult the life insurance claim lawyer so that they can get insurance money by contesting their case against the insurance company. You may get all the details at lifeinsurancelawfirm enabling you to find out a suitable way to gain access to the insured amount. There are various conditions stipulated in the application form of the life insurance that allows the applicant to produce existing information that allows the company to decide over the eligibility of the applicant. When the applicant is found hiding the information about when it is found that there is a misrepresentation, then the insurance company reserves every right to refuse the insurance claim to its beneficiaries. Therefore, the family members can consult lifeinsurancelawfirm to get proper guidance so that they can escape from their financial crunch.

Author Bio:

The writer is an expert in the field of life insurance claim lawyer with focus on life insurance claim attorney.

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This Article Is Written By a Professional Author

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Author: Aaliyah Shen

Aaliyah Shen

Member since: Dec 05, 2013
Published articles: 92

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