Best Health insurance policy | Plans In India | cover360.in

A health insurance plan is an important part of your financial planning for a safe, secure and healthy life for you and your family.

1. Unexpected Expenses medical insurance protects you from the unannounced medical emergencies
2. Coverage of your family not only you but your full family will be secured under a single health insurance plan.
3. Hospitalization cost you can enjoy the benefit of cashless hospitalization offered by the insurance company. If you admitted to a hospital, you do not have to pay for the hospital medical expenses. Your health insurance company will take care of it.
4. Maternity coverage many health insurance companies provide maternity coverage also, however, it has some waiting period and only some of the insurance companies are providing these cover. The hospitalization cost, vaccination cost of the baby are covered under the health insurance plan.
5. Full Coverage it covers all the costs starting from ambulance expenses to Operation Theater, medicines cost etc. which will help you save your money.
6. free health Checkup Most of the health insurance policies are providing free health checkups once in a year or in two/ three/ four years depending on your policy terms and conditions.
7. Pre& Post Hospitalizations Bills other expenses like doctor fees, medical tests and medical bills etc. charges are also covered under the health insurance policy.
8. Cashless The hospital bill can be settled in a cashless manner without spending a single penny out of your pocket depending on your policy terms and conditions.
9. Network Hospitals There is a long list of hospitals empanelled with the insurance companies and you can choose a sweat able hospital near you from a wide range.
10. Tax Benefit under Section 80D of the Income Tax Act provides the tax benefit on the premium paid to buy the health insurance for you or for your parents. So, health insurance provides medical coverage as well as helps in a tax deduction.

• Individual Health Insurance Policy

  This insurance policy helps you to cover your personal health-related expenses and to cover medical bills during hospitalisation. The plan can be customised based on your age and lifestyle habits.

• Family Floater Policies

  These policies are for complete family's medical needs including spouse and children and in some cases it includes parents too. These are comparatively cheaper than individual plans but come with their own set of restrictions.

• Critical Illnesses Plan

  This plan is to provide health benefits for critical illnesses like cancer, paralysis, heart attack, and other terminal diseases. Under these plans, the insured is paid the entire sum assured at the time of diagnosis itself rather than waiting for the treatment to get over.

• Maternity Policies

  These are the health insurance plans that take care of maternity-related expenses including hospitalisation, delivery charges and in some cases cover even the newborn baby for a certain period.

• Senior Citizen Plan

  These medical policies are designed especially for senior citizens keeping in view the extensive medical care they need. These are often on a high premium than usual medical plans.

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A health insurance plan is an important part of your financial planning for a safe, secure and healthy life for you and your family.