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Negative impact of Medicare advantage plans created by agents

Author: Bob Hatch
by Bob Hatch
Posted: Aug 16, 2014

medicare advantage plans californiahave gotten quite bad rap for last few years. The prominent website which sells the plans of Medigap practically rails against various medicare advantage plans in California such as HMO's as well as PPO's. The owner of website also goes quite far to say that the medicare California beneficiaries are generally better with Original Medicare such as their Part A as well as their Part B as compared to the Medicare Advantage Plan. Few people are quite vocal in their disagreement to such california advantage plans. Many dishonest agents are selling californiamedicare advantage plans deprived of actually considering what is in best interest of Medicare beneficiary. However, stories have also abounded regarding "grandma" that was being rolled over in few new plans which does not include their doctor and medication. Some agents are more concerned about their commission for selling medicare plans in California rather than preferring the health of person.

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It is quite true that CMS which is also known as Center for Medicaid Services and Medicare, both have now clamped down on such kinds of activities. But there are yet few hosts of agents or the agencies who are yet well engaged with such kind of nonsense. Several Medicare Advantage Plans or the californiamedicare advantage plans have quite low or at times also zero plan for premiums. Several folks even see it and think as they are procuring something by paying nothing. But the fact is not that easy and simple. The Co-insurance Co-pays and the higher cost of drug with several such plans may essentially cost more than the premiums for the Medigap policy or for medicare supplement california. It is however suggested that you should check for the california best medicare plan by comparing the amount of premium and the insurance covered provided by the company. So, it is important to understand that plan that offers the low premium or no premium at all may be really misleading.

Other gripe usually leveled against the californiamedicare plans is that the Medicare Beneficiaries are mainly restricted for seeing the providers which are approved by various californiamedicare plan. In the HMO which is also known as Health Maintenance Organization just for instance, you should generally choose PCP which is also known as Primary Care Physician and in case you wish to see the specialist, you should get the referral from PCP.

Contact Us:

http://www.4californiamedicareplans.com/

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Author: Bob Hatch

Bob Hatch

Member since: Aug 14, 2014
Published articles: 10

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