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Walk Down The Aisle Effortlessly With Marriage Loan In India Just A Click Away!

Author: Amrina Alshaikh
by Amrina Alshaikh
Posted: Aug 31, 2020

A marriage without pomp and glory is next to being a tasteless mush for any person you could come across. But at some point in time, the dream marriage one wants to breathe into life could mean paying through the nose for a gazillion of expenses closely tied to the big fat Indian wedding. At such times, why settle for less when you have a personal marriage loan in India at your disposal?

Are you wrestling with finances for your wedding?

With loans available from Rs.5000 to Rs.5 Lakh, marriage loan in India opens doors for those wanting to trim the fat and have a low-key wedding as well. It is not just for bearing the cost of the main nuptial ceremonies. Think of anything. A reception ceremony, wedding attire, or the DJ fare, marriage loan in India keeps its eyes and ears open to all the costs that tie you up in the affair of making weddings a grand success.

You don’t have to have to take a leave from work and go through mind-numbing lengthy bank formalities to get a marriage loan in India. The best online loan app for a marriage loan in India is a knight in shining armour for the ones wanting to grab it right away.

Eligibility criteria to unlock the doors to your dream wedding in India!

Get these eligibility criteria checked off from your list before clicking on the availing option in online loan app.

  • For starters, you need to be an Indian resident
  • An age ranging between 21 and 60 years
  • Salaried or self-employment is crucial. The minimum monthly income for salaried individuals is Rs.12000 and Rs.15000 for those who are self-employed
  • An active bank account

It has never been easier than it is now with a marriage loan in India!

Heave a sigh of relief at all the wedding expenses that have been breathing down your neck. Just three steps to get done with, and you are good to go.

  1. Use the online loan app to fill in some basic information that is required of any person wanting to obtain a marriage loan in India. This is to ensure that you are in line with all the eligibility criteria. You can choose the required loan amount when a credit line is assigned to you.
  2. KYC procedures mandate the need to upload a few documents on the online loan app.
  • Identity Proof: Voter ID, PAN Card, or Aadhaar card
  • Address Proof: Post-paid bills, rental agreement or Aadhaar card
  • Proof of Income: Bank statements for the last three months
  • A photograph: A clear passport-like photo

Keep these documents handy to get your marriage loan sanctioned. A loan agreement and NACH form have to be signed to enable auto-deduction of EMIs’ in the future.

3. The loan approval process takes place in just two working hours. The money will be instantly transferred to your account after the eligibility criteria and document procedures have been met.

Credit score not matching up to your expectations? Marriage loan in India does not need it!

Have you never taken a loan before? Don’t get in a flap! CIBIL score is not a hard and fast rule that accompanies marriage loans in India. There might be times your credit score does not fit into the 750 and above category. Marriage loans in India extend its arms to those who have an average score of 600-700 as well.

Go paperless for living your dream wedding!

Conventional documentation methods have been stashed to make way for a hassle-free collection of documents. If uploading the documents on online loan app is not your thing, all you need to do is sign and disburse your documents to a courier who arrives at your doorstep.

A vast array of EMI repayment options at your disposal!

Once the loan amount has been credited to your bank account, an EMI calculator gives you the breathing space to decide on every aspect of your repayment plan structure and monthly EMI payment easily adjustable to your income constraints.

Low-interest rates to help you slide through EMI payments!

Marriage loans in India are not just cushioned with security-free flexibility. Interest rates ranging between 1.4% and 2.3% do not go hard on the customer.

Tie the knot with your partner just the way you always wanted to. With marriage loan in India being just a click away, grappling with tight budgets inevitable along the way to your dream wedding will no longer be a cause of worry!

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Author: Amrina Alshaikh

Amrina Alshaikh

Member since: May 22, 2019
Published articles: 71

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