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Which car insurance company is the best for | 2020 | Car Insurance
Posted: Sep 26, 2020
Hey guys Rockey Roy, and today we’re
gonna talk about who is the best
the insurance company for two thousand and
whatever right overall it does change
from year to year, I think if you watched
the last site that I did like two years
ago was the best insurances of the top
five insurance companies in 2017 I’ll
the link that site if you do want to check
it out there has been some changes so a
a lot of this is gonna be based on
like my personal opinions
I am also gonna create a site once it’s
done I will link it in the description
below for the top insurances for 2020 or
2019 because the data falls a year back
right so in 2019 who was the best which
carries into 2020 but that would be
based off is typically the JD power
ratings and then also insurance
complaints and stuff like that so I’ll
kind of take into some considerations
who was the best priced who was the best
the company who had the best service who had
the best claims things like that so who
did I pick this year so far to be the
top insurance company it’s kind of
unique because this company did some
things a little bit different this year
that I kind of like they’re not
necessarily the top pick for everybody
now before I release the company that
I’m gonna say I do want a preference one
the thing there are a couple of factors that do
make a company better or worse in a lot
of it is the training that they’ve been
giving so what does the agent learned
typically even though this company has
two versions of themselves they have a
direct model and a standard model and I
recommend the standard model highly
because that’s what I’ve personally gone
through you want to make sure that
you’re dealing with an agent that knows
what they’re talking about to protect
you the best but not only that they can
give you the best discounts as well in
my experience working in a call center
in the past, there really wasn’t a whole
a lot of knowledge it was just about how
quickly could you sell something how
quickly did you get through the quote
how quickly could you just get somebody
off the phone whether they bought or not
and then move on to the next one in the
end of the day that doesn’t do you any
good you’re trying to match up the right
a person with the right insurance and all
the things change as you buy a house
that changes as something happens you
get a ticket in an accident your risk
changes so the company that you’re with
may not be the fit today
then it was five years ago today what I
think in general the company that falls
in the best out of the ones that I’ve
seen is going to be progressive and the
the reason I chose progressive is because
they’re very versatile they are kind of
a one-size-fits-all company so even if
you’re retired or not retired whether
you’re 25 years old or not 25 years old
there you give rates based on what they
think the risk is they don’t deny the use
for specific reasons, there are some
legal things or there are some things
that they will deny you for because they
can’t take everything otherwise they’re
just gonna go crazy ultimately they’ve
done a really good job overall going
online to be able to access your policy
having an app to access that offering
the snapshot where you can get better
discounts if you’re a good driver if
you’re not it’s the opposite that’s the
unfortunate being able to offer prices
that are competitive for people that
have a 3 for $500,000 house and have
nice cars and don’t have any ticket it’s
like the confident planner is they so to
speak being competitive when it’s an 18
year-old that has had a clean driving
record with maybe a scratch a ticket
maybe an accident but also is just
looking for renters insurance or looking
for renters insurance and auto insurance
overall I think they’ve been the most
versatile and they don’t price
themselves out of the market now they
don’t always price themselves perfect
there are perfect scenarios for them
where they always come in competitive
but that’s not always the case so more
often than that I’ve seen progressive
come back competitive but also I’ve seen
them be very lenient with some of the
stuff that other companies aren’t that’s
my professional opinion I’ve been doing
it 10 years I dealt with Amica a dealt
with State Farm
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