Info about insurance in Denmark

The vast majority of Danes have some form of insurance that either covers themselves, their car, their belongings or their home. Many people even have several types of insurance, as you can never know for sure where or when the accident will hit.

However, the insurance industry is a very complex and opaque market to move around in for most private consumers. It can therefore be difficult to get an overview of prices and coverage, how the two things are connected and what you really need.

For the same reason, at 3forsikringstilbud.dk you can get the necessary overview, and you have the opportunity to obtain and compare offers on different types of insurance from reputable insurance companies, after which you can easily choose the offer that best suits you.

What does an insurance cost?

One of the big questions when it comes to insurance price, because what really determines who pays how much for their insurance, and why is it so connected at all?

When the insurance companies have to calculate the price of your insurance, this is done on the basis of how great a risk there is that you, as a customer, must have covered any damages. If the companies expect that there is a great risk that you will make use of your insurance, the price will therefore be higher and vice versa.

The risk you as a customer pose is a result of a number of individual factors such as age, postcode and deductible. This therefore also means that you will not always be offered the same price as your friends or family members.

Insurance for young people and students

If you are a student, or just young under 25, you have probably experienced that it can be a challenge to find a cheap insurance. This is related to the risk profile we talked about above, as insurance companies generally categorize young people as more risky customers.

As a young person, on the other hand, you do not always need the same cover as the remaining age groups, which is why it is still possible to find insurance that does not ruin your SU budget. By, for example, choosing a small contents amount, buying your car insurance from the car dealer and opting out of special supplementary insurance, you can save on your insurance.

Of course, there are some insurance companies that are happier for young people and students than others, and as is always the case with insurance companies, it really pays to research the market thoroughly.

Compare insurance policies and find the cheapest one

In order to find the insurance at the best possible price, it is a good idea to research the market's products and prices thoroughly before choosing an insurance company. By comparing the insurance companies' offers, you get a better overview.

When you are going to compare insurance policies to find the cheapest solution, it is important that you read the fine print. It is not always that the cheapest insurance is the best, and it is so unfortunate to only discover this when the accident is out.

The insurance market is incredibly dynamic, and it is therefore recommended that you check your insurance annually. Instead of automatically renewing your insurance every year, you should re-examine the market and possibly call your insurance company to ask for a better deal.

Get 3 quotes on your insurance

At 3forsikringstilbud.dk you can get offers on one or more of the above types of insurance easily, quickly and without obligations. Simply enter a form and select the insurance or insurances you want to get quotes on and you are off.

Your information will be forwarded to the insurance companies that are most relevant to you. The insurance companies will then compete with each other to tailor the best insurance solution for you based on your wishes.

You will receive 3 tailor-made insurance offers from the insurance companies, which you can compare across price and coverage. The three insurance companies that give you one insurance quote each will then contact you by phone. It is entirely up to you whether you want to accept one of the 3 insurance offers or whether you want to decline.

My name is Erik Tilbud Olsen and I live in Copenhagen, Denmark.