Apply for a Personal Loan and Avail of BookmyShow Offer

What is the quickest and easiest way to get a personal loan? There are dozens of online websites that offer loans within the shortest possible with the least documentation. They are available for a wide range of reasons and, unlike bank loans, do not require collateral or guarantee. You don’t have to run from pillar to post in the bank chasing your loan application

Some Apps also offer attractive discounts, cashback, coupons like BookMyShow coupons, bookmyshow cashback offers and other offers. Loans get approved in next to no time and the loan is credited to your designated account.

What are the Criteria for Getting a Personal Loan Online?

The borrower should be a resident Indian national residing in a location where the lender has a representation or a presence. Loans are given to adults between the ages of 22 years to 60 years. The borrower should be gainfully employed and should have proof of address and other documents. For business loans, the lenders app may ask for a bank statement.

Getting a loan online is simple and easy.

Compare the various loan Apps and decide on one that you think will suit your requirements. Then download the App and register yourself. The App will require some personal information like your name, date of birth, gender, area from which you are applying for the loans. You also have to mention the kind of loan you need. The online loan App will evaluate your information and set a credit limit for you.

You can either opt for the full amount of the credit, or you can choose a lower amount. The App will calculate the EMI amount, tenure taking into consideration the applicable interest rate. You will also have to upload your bank details like your account number, bank name, and branch name, as well as the bank IFSC code.

You have to upload some documents like Aadhar card, PAN card, passport, voters card, registered rental agreement (in case you have a rental apartment), utility bills, and other documents as required by the loan App. Once the loan is approved, it is credited to your account.

Loans are Available for a Wide Range of Reasons

Personal Loans are given for a wide range of reasons. These include :

• Marriage loans: to meet the expenses of a child’s marriage
• House Renovation: For house repairs, painting and renovation
• Education loans: For your child’s advanced studies in India or abroad.
• Vehicle loan: Loans are available for purchasing vehicles
• Medical Emergencies: instant loans are available for medical emergencies like surgeries, hospitalisation and medical care.

Are there any Hidden Charges?

All charges are mentioned on the website. There is a processing fee of two percent of the loan amount. A late fee is charged for delayed EMI payments. You can foreclose your loan after you have paid a minimum number of EMIs. You will have to pay the penalty plus any government taxes that are applicable.

How Safe is the Borrowers Personal Information and Bank Details

All loan Apps have a robust firewall that prevents unauthorised access to the customer database. They also do not share the information with any third-party entities.

Take advantage of the offers like BookMyShow coupons, BookMyShow cashback offers and enjoy the night out with your family watching movies, concerts and musical programmes.

Download the LazyPay app, get your credit limit and enjoy making those purchases like you never have!!!

Going a way to make a world beautiful place.