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What is Mexican Car Insurance, and Why Do You Need It?

Author: West Costri
by West Costri
Posted: Jun 07, 2021

Thousands of Americans drive into Mexico every year. However, many of them are unaware that their American auto insurance is invalid in Mexico. Whether you are driving a rental or your own car into Mexico, you must have Mexican car insurance. Here is all you need to know about it.

Roadways in Mexico just like in any other country can be unpredictable. Simply getting from point A to B these days can be a very risky endeavour—car accidents may happen without warning in the snap of a finger.

While most car accidents are minor rear-end collisions or fender benders, many others can be far more serious. Having Mexican car insurance will help you mitigate some of the significant financial implications of a car accident.

What is Mexican Car Insurance?

Mexican auto insurance is a contract between the policyholder (insured) and the insurance provider (insurer) that protects the policyholder against monetary losses in the event of an accident, theft, or public liability.

Throughout the policy's duration, the insurer covers the losses stipulated in the contract in exchange for a consideration (the premium).

There are three major benefits of having an auto insurance policy, including.

  • It enables policyholders to comply with state laws.
  • It offers first-party coverage to vehicles, passengers, and drivers.
  • It offers civil liability coverage for the damage the driver causes to a third party.

However, Mexico auto insurance is a stand-alone policy, and the level of coverage and necessary inclusions may be chosen with the insurer's consent (on payment of the additional premium).

With that said, the West Coast Global Insurance Services team brings online Mexican insurance plans for people who wish to drive down to the Mexican borders with a rental or own vehicle, as well as for resident auto. In minutes and from the comfort of your own home, you can buy appropriate Mexico car insurance online. West Coast Global Insurance Services writes policies to cover cars against physical damage, partial theft, collision, uninsured motorist, and repairs, among other things. You can choose from multiple auto insurance providers and tailor the plan to your specific needs.

What is the Need for Mexican Car Insurance?

If you are involved in a car accident in Mexico, you may find it difficult to pay for the damages out of pocket. The cost of repairs, medical expenses, and lawsuits can really add up. Having a car insurance policy in Mexico will safeguard you from the financial ruin caused by an accident.

Car insurance in Mexico may appear to some to be an unnecessary expense. However, they do serve a purpose.

For one, driving a car on Mexican roads without proper insurance is illegal. Furthermore, Mexican authorities do not recognize US or Canadian car insurance policies.

Therefore, before you make plans to drive South of the border, it is a good idea to secure Mexican car insurance.

Have More Questions About Mexico Auto Insurance? Contact Us!

Since 2004, West Coast Global Insurance has been protecting its clients' assets and health. The company has a track record of providing reliable insurance services. Contact their knowledgeable agents to team up with a globally renowned insurance company.

Call 818. 788-5353 today for securing the most comprehensive coverage at affordable costs within minutes through this Quote & Apply system.

About the Author

West Coast Global Insurance Services is dedicated to continuously researching our industry for the most comprehensive, best-priced insurance policies available in Mexico.

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Author: West Costri

West Costri

Member since: Apr 30, 2021
Published articles: 78

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