Do I Need Mexican Insurance for my Boat, Yacht or Watercraft when navigating in Mexico?

Do you wish to sail down into the crystal blue waters of Mexico? If you plan to explore the shores of our southern neighbor this season, make sure you have quality Mexican watercraft liability insurance.

But why?

Your American boat liability insurance does NOT cover liability exposure in Mexican waterways, ports, or marinas. Regardless of the length of stay, anyone sailing in Mexican Territorial Waters must carry the appropriate Mexican watercraft liability insurance. These policies are written by Mexican insurance carriers.

Whether you are cruising, whale watching, or fishing, not having Mexican Boat Insurance might cost you a great deal of money in the event of a loss or collision with another vessel or property.

What does Mexico watercraft liability insurance cover?

Mexican watercraft liability insurance is available for all types of watercraft, including yachts, sailboats, and sportfishing vessels, as long as they are used for personal purposes.

It is worth noting that Mexico watercraft liability Insurance will ONLY cover your vessel for damages that are caused to other boats or property, as well as injuries to third-party individuals, caused by a collision with your watercraft. Having adequate Mexican insurance coverage is necessary to avoid burning a hole in your wallet or even being imprisoned while authorities investigate the boating accident to determine who is at fault.

If you need insurance to protect the hull of your vessel while sailing down in México, you must choose a full coverage watercraft insurance policy. If you add a good Emergency Assistance plan to your policy, you will be covered for the cost of on-water towing, labor, and emergency services such as fuel, oil, or a loaned battery if your watercraft is disabled while on the water.

Mexico watercraft liability insurance is inexpensive and can be purchased online in real-time. The premiums are tiny in comparison to the potential fines, as well as the costs of legal counsel or third-party expenses in the event of a boating accident.

Are you prepared?

Before you can buy and carry your watercraft liability insurance to Mexico, make sure you have all the following information regarding your watercraft:

• Make and model
• Age, length, and maximum speed
• Classification (i.e. sailboat or powerboat)
• Hull Identification Number (HIN)
• Registration and title information
• Boating license of the primary driver

If your boat has a dinghy, make sure you provide that information as well. You should also notify your insurance agent if you intend to have any drivers under 21.

Conclusion

Before you point your bow south and plot your course into Mexican Territorial Waters, make sure you are protected by Mexico watercraft liability insurance. Watercraft Liability Insurance can provide you peace of mind when sailing and exploring the Mexican waters.

Because there are so many unknown variables when buying insurance in Mexico, you must work with a reputable company that has been in the business for a long time. With over 17 years of experience, West Coast Global Insurance Services can help you get Mexico Boat Liability Insurance or a full coverage Boat or Yacht policy to protect you while in Mexico. You can contact them at (818) 788-5353 or visit their website www.westcoastri.com to get started.

Happy Sailing!

West Coast Global Insurance Services is dedicated to continuously researching our industry for the most comprehensive, best-priced insurance policies available in Mexico.