Credit online without E-mail
Posted: Jul 10, 2021
In most cases, MFIs use email to sign a loan agreement. On this page, you will see the first microfinance companies in Ukraine that provide instant loans without E-mail. To conclude a contract, you just need to log in via the Privat24 - BankID service.
In order to increase the probability of issuance, apply to other MFO by creating an email address. how to do this easily and quickly, read our article — How to quickly create an email.
Can I get an online credit card without E-mail in Ukraine?
Yeah. All you have to do is apply online for a micro-loan from an MFI. In case of a positive decision, the money will be transferred to your bank card account.
How do I get a credit card without email?
You will not be able to get an online loan to a bank card without e-mail, without providing a phone number. It is with the help of a phone number that you will confirm the application for a micro-loan. Follow our guide to making a cash loan:
Fill out the online application form without skipping lines or providing incorrect information;Specify the active phone number to which the confirmation code will be sent;Enter the code in the appropriate line;Wait for the credit specialist's decision (it will also be sent via text message).
Please note: some MFIs require an email address to send a copy of the loan agreement to it. Other organizations are more loyal and only ask potential borrowers for passport details, mobile number, full name, and date of birth.
Thanks to fierce competition, you can now easily find an MFI that provides urgent microloans without e-mail, checking your credit reputation, or confirming your income.
How do I get a refund?
You can return money to a microfinance organization as quickly as you can get it. Available and most common translation options:
From a bank card or bank account;Via IBox payment terminals (you can find the required payment type in the device menu);Via an online payment system;Via Internet banking, for example, the Privat 24 service (usually without Commission).
[attention type=green]important! Please note that in some cases, the payment is credited to the recipient's account not immediately, but within 3-7 business days. For example, due to a technical failure of the equipment. Do not allow delays.[/attention]
What is an extension?
Extension - a service that allows you to postpone the loan repayment period "for later" without penalties, deterioration of the credit history and other penalties. A borrower who does not have time to repay the entire amount of the micro-loan and the entire interest rate only needs to pay the accumulated interest rate. He will be able to pay off the " body of the cash loan later.
You can apply for an extension in your personal account on the MFI website. But keep in mind that not all lenders offer it. The microloan extension period is limited. In other words, you will not be able to postpone the payment of the debt for 3 years. The standard period is 2-4 weeks.
What should I do if I was denied a loan?
MFIs are ready to provide quick financial support even to officially unemployed citizens. However, in some cases, they also refuse to lend. The most relevant reasons for this:
The questionnaire is filled out with numerous errors in the data;The borrower provided false information about himself (hid the existence of an active loan, increased the amount of salary, etc.)
If you are denied a microloan, try contacting New MFO. Such organizations fight for each client – their attitude to potential borrowers is more loyal.
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