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Stocking Up On Groceries For The Month, With Big Basket Credit Line Loan

Author: Akshay Lal
by Akshay Lal
Posted: Aug 05, 2021

Grocery shopping is an essential chore you can’t get away from. Whatever the season or your financial status, your home needs sufficient groceries so that food may be cooked every day and the house, well maintained. However, it can become quite expensive for large households. It is a burden on your monthly income and it takes a lot of planning to buy what you need without overspending your salary.

You could explore the Buy Now Pay Later (BNPL) shopping loan from leading apps for your grocery shopping needs. The following sections explain how the loan works.

How does the BNPL grocery shopping loan work?

The Buy Now Pay Later grocery shopping loan is a boon for those looking to stock their month’s supply of groceries without spending from their salary. Groceries constitute a chunk of your monthly spends, and there may be times when you don’t have the necessary funds at hand. However, you still need groceries (cooking staples, raw and packed ingredients, herbs, snacks, beverages, etc.) whether you have the money to pay for them or not.

At this juncture, the BNPL shopping loan is a big help. Simply put, it is a credit line loan extended against your credit limit on the lending app. You must download the lending app and set up your credit limit, followed by applying for the grocery shopping loan. This is how it works:

  • Create your profile on the app by inputting your personal and professional details
  • Next, click on the ‘Shopping’ icon. The logos of leading brands show up on the phone screen. Click on the grocery brand you wish to go with, such as Big Basket or Big Bazaar
  • Apply for the Big Basket shopping loan and allow the app to verify your details
  • Post-verification, the app disburses the grocery loan to your wallet in the form of a voucher. You may redeem the voucher when buying the groceries you need. You may shop on the Big Basket app or website, but be sure to redeem the voucher in your wallet to avail of the BNPL loan
  • Repay the loan in easy instalments from the app

Let’s get shopping

Select a reputed loan app which disburses both personal loans and credit line loans. Download it from the Google Play Store (for Android users) or Apple App Store. Be sure to check its ratings and user reviews before installing.

Finish installation in a few easy steps as directed, and browse its products to select the ones best suited to you. You may use the available credit to shop for groceries, clothing, electronics, or other items. The money may also be used for financial and medical emergencies.

Conclusion

A good loan app provides access to funds quickly and efficiently, in the form of personal loans or credit line loans. Leading apps have tie-ups with major online brands to offer customers retail shopping loans for their immediate needs.

About the Author

Disciplined and enthusiastic sales associate, conversant with POS and stock management systems. Commended on multiple occasions by the store management and customers themselves for superb customer service and communication skills.

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Author: Akshay Lal

Akshay Lal

Member since: May 21, 2021
Published articles: 20

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