Everything You Need to Know About Health Card

These days, medical expenses like visiting doctors and health check-ups have increased drastically. As per the study, it is expected that the Indian medical trend rate will be 2X the inflation rate.

Of course, healthcare expenses are an expenditure that you should never compromise on; the increasing cost of medical expenses makes it quite challenging for you to pay for top-notch healthcare, especially when you do not have enough savings for an unpredicted emergency. In such a case, a digital health card comes into the picture.

The good thing about this digital health card market is that it is on a significant uptake in India nowadays. As per the study, it is expected that the market will reach $372 billion by 2022. However, still, Indian people are lack price transparency and have limited knowledge to look around for health care services. Due to this, they do not have much power to save costs. As they do not have profound knowledge about picking the right healthcare service at the right price, often they choose higher-priced services. It is because they think that higher price = good quality. In reality, it is not correct.

All thanks to the Digital health card offered by companies like GMoney!

These health cards prepare you for every eventuality and allow you to convert your medical expenses into easy and affordable EMIs. Sounds good, isn’t it? Patients can spread payments over time using this digital card for their large medical bills.

Now, one question will undoubtedly pop into your mind – is a health insurance policy is not sufficient for emergency healthcare? Yes, of course, it is. However, your comprehensive policy will not pay for a tooth filling or a broken finger.

Besides serious treatments, there are other expenses, such as dental treatment, diagnostic tests, routine check-ups, consultation, preventive check-ups, medicines, and medical equipment. These expenses are generally out-of-the-pocket and can burn a hole in your pocket.

People generally know all these. Still, they are willing to pay almost Rs. 20,000 to Rs. 25,000 more every year towards your health policy to get an additional OPD benefit of approximately Rs. 15,000. And, that is the reason, here, a digital health card is a better alternative.

Do you want to know how?

If yes, read on. This blog will shed light on some vital information about a health card. Therefore, without further ado, let us get started.

Let us first brief you about the benefits of a health card and what exactly a digital health card is.

A digital health card is not a substitute for hospitalization cover. Still, in reality, they are special schemes that typically give you discounted rates on medical, health, and medicine expenses for a monthly or annual membership fee. Such cards offer savings and no-cost EMI options on medical expenses, including prehospitalization and post-hospitalization.

Types Of Treatment Covered

The health card makes various medical treatments affordable for you, from dental care, hair transplants, eyecare, diagnostic care, stem cell banking, and more. Apart from this benefit, a patient can take world-class medical treatment at a wide range of partner multi-specialty hospitals, diagnostic centers, dental clinics, stem cell centers, and wellness centers.

Such health cards are a great help to high-risk people who have pre-existing conditions and who have been denied health insurance.

What Benefits a Health Card Provides to Patients?

When a patient has a health card, he/she can pay their medical bills in No Cost EMI. A patient gets the treatment done first and can pay in No Cost EMI later.

All they have to do is –

1. Enter Mobile Number and Receive OTP

2. Enter their PAN number

3. After that, they will get the instant amount approval (Amount will be transferred to the hospital account)

What Benefits a Digital Health Card Provides to Hospitals?

When a hospital is tied up with a digital health card provider company like GMoney, they can offer no-cost EMI to their patients. In simple words, they will get money before treatment directly to their hospital bank account.

Concluding Remarks

In a nutshell, digital health card is making healthcare affordable to patients across India with No Cost EMI and advance against Mediclaim. Digital Health Card providers like GMoney are bringing in value and empowering customers across various healthcare services to save cost on their every transaction. GMoney currently has 5000+ hospitals and healthcare centers on their platform, and they let the patients manage their healthcare needs end-to-end.

On the GMoney’s platform, patients can find the right doctor, book an appointment, get second opinion doctor consultation, get lab tests done, purchase medicines, and even save money by availing of No Cost EMI and advance against their Mediclaim policy.

Hopefully, you are now aware that you get the required medical attention promptly more affordable than ever with all this information. To know more about how digital health card works, connect with Gmoney - https://www.gmoney.in/ today!

Get money before treatment directly to hospital bank account.