John Labunski 5 investments to ensure a smooth retirement

Those who worry about finances after finishing their professional activities know that relying only on the amounts paid by the SSA to live on will not allow for such a peaceful retirement, right? In practice, to ensure that old age is experienced without financial difficulties, it is necessary to go further.

A good way to solve this problem is to look for profitable investments that provide an income so that the following years can be lived safely. But don't even know where to start? Well, keep an eye on our tips and get ready to enjoy your best age with the comfort you deserve!

Acquire real estate via consortium

Buying a house, an apartment or even a commercial room is a great option for those who want to have security during retirement. Whether to live or to monetize the investment, through rent, this is always a great alternative, assertive and safe, as it does not depend on the economic scenario of the period. The benefits are guaranteed!

For those who don't have enough money to buy real estate throughout their professional lives, a viable option is to make real estate consortia. This type of credit allows the acquisition to be made with due planning, in stages, which makes the investment even more viable.

Open your own business

Building a personal wealth from a venture is also a good alternative for those who wish to have a peaceful financial life during retirement. Of course, the challenges associated with this type of investment tend to bring greater risks, but if the entrepreneurial idea is studied and planned carefully, it is more than possible to minimize them. How about considering the alternative?

Make a savings

Putting money into savings and setting it aside for retirement is a great option for those who have discipline and focus on the goal. This type of investment is safe and, even though the interest paid is low, the investor has the possibility to move values to other more profitable modalities - such as Treasury Direct, for example.

Participate in collective pension funds

Promoted by private companies, collective pension funds (also known as supplementary pensions) are good alternatives to ensure a peaceful retirement. Its operation depends on each institution, but, in general, part of the amounts are invested monthly by employees and the other by the company itself, as a way of offering benefits and retaining talent.

For those who choose to participate in this type of investment, 2 relevant points need to be verified. The first concerns the administration of the fund. It is necessary to be attentive to the inspection to know if the management is done correctly. The second point refers to the rules of participation, such as what will happen, for example, if the professional is terminated.

Invest in private pension

Private pension is nothing more than a retirement made in financial institutions. The due periods and amounts invested may vary according to the investor's interest and the institution's rules. One of the main advantages of this modality is that the redemption of the amount can usually be done at any time. Regarding taxes, they are only charged on redemption and not during accumulation.

One of the ways to enjoy the present moment is to invest in the future. Given the options presented, it is now sufficient to plan which of them are the most viable so that what you want for yourself and your family members is achieved.

And since there are other people who are also important to you, share this post on social media so that your contacts can also achieve a John Labunski peaceful retirement!

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