Free Credit Card Processing For Small Business | Swipe4Free

Swipe4Free is the nation’s number one cash discount and surcharging platform. Established in 2015, Swipe4Free lets you keep all of your profits by eliminating your credit card processing fees through our cash discount platform. All prices of goods/services are displayed in both the cash amount and credit amount.

Why Join The Nation’s #1 Cash Discounting & Surcharging Platform? Keep 100% of Your

Credit Card Sales

Swipe4Free lets you keep all of your profits by eliminating your credit card processing fees through our cash discount platform. All prices of goods/services are displayed in both the cash amount and credit amount. The cash amount is discounted from the credit amount. Should a customer choose to pay in credit, there will be no discount applied. We also offer surcharge services. This service applies a surcharge fee (maximum 4%) on all credit card sales of goods/services which is shown as an additional separate line item to the cost of the item/service

Accept Card

Payments Anywhere

As a Swipe4Free merchant you have access to a suite of the newest POS systems and terminals that will allow you to take payments anywhere on-the-go, making your job and your customer’s life much easier. Being able to accept payments at any given time opens your business up to a new world of opportunities and profitability.

Reward Cash

Paying Customers

Swipe4Free does not only eliminate your business’s card fees with our Non-Cash Charge, but it also encourages your customers to pay with cash helping you further avoid card fees and putting cash straight into your pocket. Swipe4free gives your business the unique ability to reward cash paying customers by giving them a lower price.

• Cash Discounting is Fully Compliant with Federal and State Laws
• The Durbin Amendment does not allow any payment card network to inhibit a merchant’s ability to implement a cash discount.

• The U.S. Has the Highest Interchange Rates
• U.S. interchange rates are unregulated, allowing payment card networks (Visa, MasterCard, etc.) to charge what they want at any time. Interchange fees will continue to increase to the merchant.

• Raising Your Prices Loses Customers
• It has been proven that raising prices costs far more customers than implementing a cash discount program.

• Offset the Rising Minimum Wage Rate
• States across the U.S. are raising minimum wage rates, especially in the Tri-State area with New York at $15/hour with New Jersey soon to follow.

• Avoid Junk Fees and All Other Miscellaneous Fees
• Junk fees are just one example of a junk fee charged by your traditional credit card processor.

• Removing Minimum Credit or Debit Card Signs
• Cash Discounting removes the need to display a minimum debit or credit card sales signs.

• Offset Other Constantly Growing Costs of Doing Business
• From rising rent to inventory costs, the cost of doing business grows every year for merchants with no relief.

Top Business Types Using Swipe4Free

Delis & SupermarketsGrocery stores & Supermarkets no longer have to lose customers to Credit Card Minimums and can accept credit cards, regardless of the amount, with no fee.

Zero Fee Processing is a solution for both large and small businesses to improve their profit and also you don't need to worry about high payment processing.