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The Different Types of Personal Injury Compensation You Could Be Entitled To

Author: Sudarsan Chakraborty
by Sudarsan Chakraborty
Posted: Sep 03, 2022
personal injury

A personal injury can have far-reaching effects on your life, no matter how you're injured. It can be painful and upsetting, but you might also have to pay medical expenses or miss time from work, which could lead to losing your job. The good news is that many types of compensation are available to help you get back on your feet after an accident, whether due to someone else's negligence or simply an unavoidable accident for which nobody was at fault. Here are the different types of compensation you could be entitled to when dealing with a personal injury claim.

1. Pain and Suffering Compensation

Pain and suffering are one of the most challenging damages to quantify, but there are some standard parameters. When considering your damages, be clear about what type of pain and suffering you experience. That is because each type incurs a different price. Emotional distress, or injuries of the mind or those that disrupt work or family life, are worth more in a personal injury suit than bodily injuries. Emotional distress may include depression, anxiety, grief, stress, mental anguish, or just being very sad.

The other two injuries can also overlap and go hand-in-hand with emotional distress, such as post-traumatic stress disorder (PTSD). However, you may wonder; How Long Does Personal Injury Claims Take? There is no set timeline, as this depends on many factors, including the injury's severity, the case's complexity, availability of witnesses, and evidence. However, with an experienced personal injury lawyer by your side, you should have peace of mind knowing that they will take care of all negotiations and legal requirements. They will ensure every detail is accurate before submitting your claim for faster approval.

2. Loss of Consortium

There are numerous types of personal injury compensation you could be entitled to, but one often forgotten about is the loss of consortium. That category of damages focuses on the emotional and physical toll that the injured person's accident has taken on their partner. Courts may award this form of compensation if they find that the other type(s) they have awarded do not fully compensate the victim for their losses.

For example, say a husband was involved in an accident where he lost his arm. The court might order the defendant to pay the spouse $10,000 for his arm and another $5,000 for the emotional stress caused by seeing him suffer from pain because he can't work anymore. An experienced personal injury attorney will know how to navigate all aspects of your case and will help ensure that you receive every penny due to you.

3. Enhanced Future Care

Compensation for enhanced future care is one of the most challenging aspects of personal injury cases. That type of compensation typically refers to your significant expenses incurred after the injury to help you return to your previous state before you suffered injuries. Enhanced future care may include surgical procedures, physical therapy, occupational therapy, nursing care, and all non-medical home health services.

Future care compensation could also include future costs associated with the injury, like modifications to your home or car. A reliable personal injury lawyer can help you determine what future care is necessary for you based on your specific needs. They can help you identify which medical expenses insurance covers and which are not covered and how they factor into this calculation.

4. Compensation for Medical Bills

Medical bills may form a significant part of your expenses after an accident. If you don't have health insurance, this can be very costly and make it challenging to cover the cost of other necessities. Luckily, in many cases, you can receive compensation for these medical costs under the law. If the accident was someone else's fault, they are legally obligated to pay your medical bills. Medical bills should cover your doctor visits, prescriptions, and more with no out-of-pocket costs.

Additionally, if the injury resulted in permanent disability or death of a loved one, the guilty party could also compensate those medical expenses through the settlement process. However, it's crucial to keep track of all medical costs so you can claim them later on as part of your case. A skilled attorney will help you through the process and explain any paperwork you need to fill out when seeking reimbursement for medical bills.

5. Compensation for Lost Earnings

If your injury is so bad that you cannot work, you will be entitled to lost earnings. The compensation you will receive for lost wages can depend on the severity of your injury and whether or not it's temporary or permanent. A temporary injury might only require compensation for missed time at work, while more severe and long-term damage could mean years of lost time and lost earning potential.

An employer may also pay some portion of an injured worker's salary if they are on disability leave. Temporary Disability: If you're disabled due to an accident or injury but don't qualify for long-term disability coverage through your employer, you may be eligible for short-term disability benefits. Short-term disability payments typically last around six months before running out and being replaced by workers' comp payments.

Conclusion

Safety is paramount on the roads, at work, at home, and in public places. However, when accidents occur and you sustain injuries due to someone's else negligence, it is essential to know your rights. Injured parties should know what kind of compensation they can expect from personal injury claims. Every case is different and has unique circumstances crucial when calculating payment. However, with professional help from an experienced lawyer, you could receive compensation for your medical bills, lost wages, pain, suffering, and other damages caused by a negligent person or company.

About the Author

I'm a professional writer and author of many sites. I want to explore the world through my writing.

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Author: Sudarsan Chakraborty
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Sudarsan Chakraborty

Member since: Jul 08, 2020
Published articles: 187

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