5 Most Innovative Mobile Banking Features by IndusInd Bank

The mobile phone has become an inextricable part of everyday life in the 21st century. From shopping and using a road map to booking flight tickets, our mobile phone performs all kinds of tasks for us. Hence, it comes across as no surprise that the phone should service our banking-related tasks as well.

Mobile banking, quite literally, refers to using your mobile device to access banking and avail financial services provided by a bank. has pretty much revolutionized the traditional customer-bank relationship with the result that today, nearly every well-known bank offers mobile banking services. In fact, several banks, including IndusInd Bank, offer new, innovative features for mobile banking. Read on to learn more about IndusInd Bank mobile banking.

Five Most Innovative Mobile Banking Features by IndusInd Bank

Nowadays, mobile banking comes with fairly common features. Some of the most innovative mobile banking features offered by IndusInd Bank are as follows:

SMS Banking Service

The SMS Banking service enables you to get instant access to information related to your account from anywhere, anytime. All you have to do is send an SMS request from the mobile number linked to your IndusInd bank account to get instant replies to your queries related to your account balance, the last 3 transactions conducted using your account, and much more.

USSD Money Transfer

IndusInd Bank account-holders may avail of a range of banking services using the USSD channel. These include checking account balance, transferring funds using a mobile number or UPI ID, viewing transaction history, setting UPI PIN, and managing various aspects of your banking profile including language selection, addition or removal of beneficiaries, and UPI ID management, among others.

Missed Call Banking

The missed call banking service makes it super-easy even for the not-so-techno-savvy to gain information regarding their account or apply for any of the IndusInd Bank products, such as a loan. There is a designated number for every type of service request.

IndusAlerts: Credit Card Alerts

A boon for credit card holders, a service known as IndusAlerts allows you to check your current credit limit, available reward points, and details related to your last statement such as total amount due, minimum amount, and payment due date. Apart from having an IndusInd Bank Credit Card, all you need is a mobile number registered with the bank to avail of this credit card alerts service.

Range of Online Services

Although this is not an actual mobile banking feature, IndusInd Bank offers an array of products and applications related to digital banking. These include IndusInd Bank’s official mobile banking application known as IndusMobile. Additionally, there is IndusPay – a Unified Payments Interface (UPI) application that both IndusInd Bank customers and non-customers may use, IndusForex – the first online product to offer prepaid travel cards and wire transfer facility to Indian resident customers, and IndusDirect – a corporate mobile banking application.

Last but not least, if you are an IndusInd Bank customer, you may avail of Video Branch service which enables you to perform a spectrum of banking functions with a human touch. This easy-to-use service lets you connect with your Relationship Manager or a branch executive from the comfort of your home, ensuring a personalized experience every time.

Final words

From the moment you open a digital bank account at IndusInd Bank, you have free access to the full range of digital banking services illustrated above. By digitalising and simplifying the process, everyday banking is secure, easy, and super-convenient at IndusInd Bank!