How Much Are Funeral Costs In The UK?

Have you ever wondered how much a funeral costs in the UK? Though topics surrounding death are quite sensitive or as some may refer to it, as morbid, these discussions, in my opinion, must be discussed amongst families especially when there is an aged person living in one household. The fact that 'aged' was mentioned does not necessarily mean that only when a person has elderly people living with them. No one can live forever so though death is one of the most dodged topics, society, in general, has to embrace these discussions. Because that day will come eventually, and when it comes, will your family be in the right mental state of financial position for this unexpected bill? Cost of Living Crisis, Inflation and Rising Funeral Costs

Funeral costs are rising as fast as the cost of living in the UK. Families are struggling to make earns-meet while inflation is at its high in 40 years. The inflation rate was at 11.052% in November 2022 when comparing it to the month of October, when it was 10.096%. Funeral costs in the United Kingdom are also rising as you would expect. The average cost of dying in 2021 increased massively when compared with funeral costs during the year 2008.

According to the Cost of Dying Report for 2022 by SunLife, since 2004 the basic UK funeral costs average doubled to over £4,056. This hasn’t ended as funeral costs are rising at a fast rate as it is with inflation. In the year 2020 alone, the United Kingdom, produced in excess of 695,000 deaths. It was the highest in a single year after 1918, which had over 700,000 deaths recorded. SunLife revealed an increase of 5%, as approximately 64% of the population were now aware of the direct cremations.

So much money is spent on memorial services. Other costs including catering, and flowers, including other expenses can send funeral costs high. Regardless of the funeral location, especially in the UK, cremations are much cheaper than burial services. And now, the popularity of direct cremations is at a high.

What Are The Types Of Funerals

There are different types of funerals. The most common in recent years are burials and cremations. Though there is a cremation method in the form of like liquid or green cremations, where alkaline hydrolysis is used, direct cremation has become a more popular choice. It is a cremation where fire, is used to burn the remains of the deceased.

This type of cremation involves the transfer of human remains to a cremation facility. It does not require an attended funeral service. Direct cremations are usually a cheaper alternative to a cremation with a service. The only difference between a direct cremation and a cremation with a service is that no guests, even family can attend a direct cremation. That is the reason why direct cremation is a much cheaper and more popular choice

Which Is The Best Funeral Type?

There is not really the best type of funereal. It really depends on many factors. These could be a family’s financial position at the time of the funeral arrangement being done or the wishes of the deceased. Some people, including the famous songwriter and singer, David Bowie chose to be cremated when he passed away. He didn’t only choose to be cremated, he also preferred to be cremated privately. His funeral was done using the direct cremation type, also known as cremation-only, so even though the direct cremation option may be cheaper, it still offers a dignified sending-off but a more simple, private, and ‘no fuss’ option.

Funeral Plan – An Inflation Buster

Taking out a funeral plan could be a way to secure today’s funeral service prices for the future. In effect, a funeral plan will cover the cost of your funeral in advance. A funeral plan is a simple way to make sure that your loved ones do not experience any financial burden after paying for your funeral.

In case a plan holder dies, the funeral plan provider will organise all arrangements for the funeral service. A recent article on the Money Expert Advice website shows how much cheaper a Plan With Grace funeral plan is, compared to other. Plan With Grace is FCA regulated and authorised national funeral plan provider in the United Kingdom.

Based in the UK, I love sharing my knowledge of the funeral industry by writing engaging articles on the internet about affordable funerals. For more advice on acquiring a funeral plan, please visit www.planwithgrace.co.uk or call 0800 471 4689.