Expats' Guide to Mexican Car Insurance

Are you an American or Canadian expat driving a car in Mexico? If yes, you should have an understanding of local car insurance rules for a stress-free driving experience.

We know that learning about a new country's insurance landscape can be overwhelming, but we are here to help. In this blog, we will walk you through the two main aspects of insuring your vehicle in—the need for car insurance and the types of coverage you can add to your policy.

Do you really need Mexican car insurance? Yes, you do!

If you are driving in Mexico, you are legally required to have liability insurance. This insurance will cover costs if you injure someone or damage someone's property in a car accident.

If you are in a car accident in Mexico and don't have this insurance, you could get into big trouble. You could be looking at hefty fines, have your car impounded, or even end up in jail. Clearly, not having the right insurance is just not worth the risk.

While liability insurance is non-negotiable if you plan on driving in Mexico, remember that your US or Canadian car insurance is not recognized in the country. You must buy a separate policy from a Mexican insurance company to comply with the local law and drive confidently on Mexican roads.

Types of coverage available Liability only coverage:

This is the minimum insurance that Mexican law says you must have. Liability-only insurance pays for damages or injuries you might cause to others in an accident.

But this insurance does not cover damage to your own car. So, if you are at fault in an accident, you will need to pay for your car's repairs out of your pocket.

Full coverage, including collision and upset:

If you want more comprehensive protection, you can choose full coverage. This includes liability coverage, and it also covers your car.

A comprehensive Mexican car insurance policy covers damages to your car resulting from accidents, including collisions and rollovers (termed 'upsets'). It also offers protection against partial theft and vandalism, which can be especially valuable for expats living in or traveling through high-risk areas.

Full coverage usually comes with towing services, too. Should your car break down or you are in an accident, this coverage helps you get your vehicle towed.

Get your Mexico Auto Insurance quote today!

You should not only get the right car insurance in Mexico because the law says so but also because it gives you peace of mind while living there. Buying the right Mexican car insurance means protecting your car and yourself from unexpected financial burdens and complicated legal situations if you are in an accident.

If you are looking for a good Mexico Auto Insurance policy, check out West Coast Global Insurance Services. They can connect you with top-rated Mexican insurance carriers, making it easy to compare and choose a policy that fits your needs and budget.

If you are ready to start, click here for a free quote or visit www.westcoastri.com for more details!

West Coast Global Insurance Services is dedicated to continuously researching our industry for the most comprehensive, best-priced insurance policies available in Mexico.