Bajaj Housing Finance Share Price Target: Outlook for 2025 and Beyond

Bajaj Housing Finance Limited (BHFL), a subsidiary of Bajaj Finance Limited, has emerged as a significant player in India's housing finance sector. Established in September 2015, BHFL operates as a non-deposit-taking housing finance company registered with the National Housing Bank (NHB). Since initiating its lending operations in FY18, the Reserve Bank of India (RBI) has classified it as an 'Upper Layer' non-banking finance company (NBFC-UL) under its Scale-Based Regulations (SBR). BHFL provides comprehensive financial solutions for residential and commercial property acquisition and maintenance, serving both individuals and businesses. Their product portfolio encompasses home loans, loans against property (LAP), lease rental discounting, and developer financing, with a primary focus on individual retail housing loans.