How to Cancel a Pending Transaction on Chime 2025 ( RIGHT WAY)

• Canceling a Pending Transaction on Chime: A 2025 Guide**

Ever spotted a weird charge on your Chime? It's super annoying, I know. Luckily, Chime lets you fight to cancel those charges before they go through.

This guide will show you how to handle pending transactions on Chime in 2025, with simple steps, FAQs, and tips to keep this from happening again.

• Can You Stop a Pending Transaction on Chime?**

When you buy something or pull out cash, Chime puts a temporary hold on the money. It usually takes **1-3 business days** for these to clear.

• So, can you actually cancel one of these?**- **Yep**, but there's a catch.- If the store hasn't finalized the payment, you might be able to stop it.- After it goes through, you'll have to dispute the charge instead.
• How to Cancel a Pending Transaction on Chime (Easy Steps)**
• First Move: Call the Store**Calling the store is the quickest way to kill a charge that's pending.

1. **Find their number** (check the receipt, your email, or their site).2. **Give them a ring or shoot them an email** and ask to cancel.3. **Ask them to take off the pending charge**—if they do it, your money should be back in a few days.

• Second Move: Fight the Charge with Chime**If the store won't budge or you can't reach them, dispute it with Chime.

1. **Fire up the Chime app** and hit **Transactions**.2. **Pick the one** you're fighting.3. **Tap Report an Issue** and follow the steps.4. **Send any proof you have** (receipts, emails, etc.).5. **Wait for Chime to investigate** (usually around 10 business days).

• Third Move: Block Future Charges**

If it's a subscription or something that charges often, block future payments:

1. Head to **Settings** → **Payments** → **Manage Transactions**.2. Find the company and hit **Block Future Transactions**.

• How Long Does It Take to Cancel a Pending Transaction?**
• If the store cancels:** Give it 1-3 business days.- **If Chime has to fight it:** Might take up to 10 business days.- **If the payment goes through:** Time to file a chargeback.
• FAQ: Canceling Pending Chime Transactions**
• 1. Why can't I just cancel it myself?**Chime doesn't let you do it since the store has the money on hold. You gotta talk to them or dispute it.
• 2. Will I get my money back right away if it gets canceled?**Nah, refunds usually take **1-3 business days**.
• 3. What if the store says no?**Time to fight it with Chime's support team.
• 4. Can I cancel a pending ATM withdrawal?**Nope, those are instant and can't be stopped.
• 5. How do I avoid random charges in the future?**- Turn off **Pay Anyone** if you don't use it.- **Lock your Chime card** when you're not using it.- Keep an eye on your transactions.
• Wrapping Up**You can't always cancel a charge right away, but following these steps gives you a shot at getting your money back. **Act fast**, contact the store, and hit up Chime if you need to.

For quick fixes, check our troubleshooting guides or contact our dedicated email support team for personalized assistance.