Cost of Studying in United Kingdom for Indian Students: Full Guide

Studying in the United Kingdom is a major academic and financial decision for Indian students. From globally recognized degrees to strong post-study work opportunities, the UK remains one of the most sought-after study destinations in the world. However, before planning your academic journey, it is essential to understand the complete costs involved-from tuition fees to accommodation, visa charges, travel, and personal expenses.

This guide provides a detailed breakdown of the study cost in the UK for Indian students in 2026, including undergraduate and postgraduate fees, living costs, university-wise variations, and additional student expenses. Students who want accurate budgeting and admission support can also consult Study in UK Consultants for personalized guidance.

What Is the Cost of Studying in the UK for Indian Students?

The total yearly cost of studying in the UK for Indian students generally ranges between:

• • 22,000 – £55,000 per year

  (approximately INR 23–58 Lakhs depending on city, university, and course)

This includes:

• Tuition fees

• Living expenses (accommodation, food, transportation)

• Health insurance (NHS surcharge)

• Visa and documentation charges

• Personal expenses

Tuition fees make up the largest portion of the cost, although living expenses can vary significantly based on whether students live in London or other UK cities.

Cost of Studying in the UK for Indian Students (2026 Overview)

The average annual cost of studying in the UK generally ranges from:

• Undergraduate: ₹18 lakh - ₹38 lakh per year

• Postgraduate: ₹20 lakh - ₹45 lakh per year

This includes tuition and estimated living expenses. Costs vary depending on:

• University ranking

• Field of study

• City location (London costs more than most cities)

• On-campus vs. off-campus living

• Lifestyle choices

Let’s break these down in detail.

Cost of Studying in Public vs Private Universities in the UKPublic Universities

Public universities are government-funded and usually offer comparatively affordable tuition fees.

Degree Level

Average Annual Fees (INR)

Undergraduate

12 – 32 Lakhs

Postgraduate

15 – 38 Lakhs

Private Universities

Private universities rely mostly on tuition and private funding, resulting in higher fees. However, many offer generous scholarships and smaller class sizes.

Degree Level

Average Annual Fees (INR)

Undergraduate

25 – 55 Lakhs

Postgraduate

30 – 60 Lakhs

Tuition varies depending on course type. Programs like business, medicine, data science, and engineering may cost more.

Cost of Living in the UK for Indian Students (2026)

Living expenses vary greatly based on the city. London is the most expensive, while cities like Sheffield, Leicester, Nottingham, and Newcastle are more affordable.

Monthly Living Cost Breakdown

Expense Category

Average Monthly Cost

Accommodation

• 45,000 – ₹90,000

Food & Groceries

• 15,000 – ₹25,000

Transportation

• 5,000 – ₹10,000

Utilities & Internet

• 6,000 – ₹12,000

Health & Personal

• 3,000 – ₹10,000

Miscellaneous

• 5,000 – ₹20,000

Total Monthly Cost: ₹80,000 – ₹1,60,000

Annual Estimated Living Cost: ₹10 lakh – ₹19 lakh

London vs Other Cities

• London: ₹14–19 lakh per year

  Other UK Cities: ₹9–14 lakh per year

Students can cut costs by choosing university dormitories or shared flats instead of private housing.

Other Expenses Indian Students Must Consider1. UK Student Visa Fees

• UK Tier-4 Student Visa: Approx ₹38,000

• NHS Health Surcharge: ₹60,000 – ₹65,000 per year

2. Flight Tickets

Return airfare India–UK typically ranges:

• • 50,000 – ₹1,20,000 depending on season and booking timing.

3. Entrance Exam Costs

Not all universities require entrance exams, but students may incur fees for:

• IELTS: ₹16,000 – ₹17,000

• TOEFL/PTE: ₹15,000 – ₹18,000

4. Books and Supplies

• • 35,000 – ₹90,000 annually, depending on the course.

5. Laptop & Accessories

• A one-time cost of ₹40,000 – ₹1,20,000, depending on model and configuration.

A good consultant help you balance cost, university ranking, and career outcomes.

How Study Abroad Consultants Help You Save Money

Professional Study in UK Consultants support students by:

• Identifying affordable yet high-ranking universities

• Guiding scholarship applications

• Preparing SOP and documents

• Helping choose cities with lower living costs

• Supporting visa process

• Shortlisting programs that offer strong placements

This reduces financial waste, improves success chances, and ensures you make the most of your investment.

Reducing Costs Through Scholarships and Financial Aid

Many UK universities offer:

• Merit-based scholarships

• Need-based grants

• Commonwealth Scholarships

• Chevening Scholarships

• University-specific funding

Applying early improves your chances. Students can also work up to 20 hours per week during term time to manage expenses.

For personalized scholarship guidance, many applicants connect with experienced Study Abroad Consultants or Study in UK Consultants.

Conclusion

Studying in the United Kingdom is an investment in a world-class education, global exposure, and improved career opportunities. While the cost of studying in the UK for Indian students ranges between INR 23–58 Lakhs per year, financial planning, early applications, and scholarships can significantly reduce the overall burden.

Understanding tuition fees, living expenses, visa charges, and cost differences between public and private universities helps students plan their journey with confidence. If you need expert support with budgeting, university selection, or scholarships, consulting professional Study Abroad Consultants can ensure a smooth and successful admission process.

Start planning early, prepare your documents, and take your first step toward studying in one of the most prestigious education systems in the world.

Jagvimal Consultants, based in Jaipur, is a trusted overseas education consultancy with 15+ years of experience. We guide students to top universities worldwide, including the Usa, UK, Canada, Australia, and Europe.