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Step-by-Step Guide: How to Apply to Study in the USA with Scholarships
Posted: Dec 13, 2025
Pursuing overseas education in the USA is a dream for many international students, especially from India. The United States provides a perfect environment to international students with world-renowned universities, a variety of academic courses and a rich culture.
Nonetheless, the process of application and finding a financial aid in the form of a scholarship can be daunting. This guide simplifies the journey, showing you how to apply step-by-step, along with tips to manage living expenses in the USA.
Understand the Requirements to Study in USABefore applying, it's crucial to know what are the requirements to study in USA. Here’s what most universities require:
- Strong Academic Record
- Standardized Test Scores (such as SAT, ACT, GRE, or GMAT)
- English Language Proficiency (TOEFL or IELTS)
- Statement of Purpose (SOP)
- Letters of Recommendation
- Academic Transcripts
Start by shortlisting universities based on your desired course and their eligibility criteria.
Research Scholarships and Financial AidFinding a scholarship for Indian students in USA can make a significant difference. Many universities offer merit-based and need-based scholarships specifically for international applicants.
In addition, there are government and private scholarships such as the Fulbright-Nehru Master’s Fellowship, Inlaks Shivdasani Foundation scholarships, and others that support Indian students financially.
Begin this research early, as many scholarship applications have separate deadlines.
Prepare and Organize Your DocumentsAfter selecting your universities and scholarships, the next step is organizing all your required documents. This includes:
- Academic Transcripts
- Test Scores
- Financial Statements
- Copy of Passport
- Statement of Purpose (SOP)
- Letters of Recommendation
Make sure to tailor your SOP for each university, highlighting your goals, achievements, and reasons for choosing that particular program.
Apply to Universities and for ScholarshipsWith all your documents in place, it’s time to start sending out applications. Most U.S. universities have their own online portals where you can apply directly.
Some colleges automatically consider international students for scholarships, while others may ask for a separate application or essay.
Be sure to carefully follow each school’s guidelines and keep an eye on deadlines. Applying early can sometimes improve your chances of receiving financial aid.
Budget for Living Expenses in USAUnderstanding the cost of living in the USA is vital to plan your finances. Living expenses in USA can vary depending on the city and lifestyle, but typically range from $10,000 to $18,000 per year.
This includes accommodation, food, transportation, health insurance, and personal expenses. Consider applying for part-time on-campus jobs to help support your budget once you arrive.
Start Your Journey with the Right SupportIt is fully possible to study in the USA on a scholarship with proper planning and applications. To this life-changing process, it is important to understand what you need, how to raise money, and how to budget your spending.
At Nomad Credit, we’re committed to helping international students like you navigate education loans, student visa processes, and financial planning. Let us help you turn your dream of studying in the USA into reality.
About the Author
I craft clear and engaging content to guide students through their study abroad journey, covering admissions, visas, and global education opportunities.
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