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Study Bachelors in Australia for Indian Students: Universities, Cost & Loans

Author: Advik Pandey
by Advik Pandey
Posted: Jan 19, 2026

In recent years, Indian students have shown a strong interest in pursuing undergraduate education overseas. Thousands of Indian students prefer to study Bachelor in Australia every year, and it is easy to understand why. Australia is a rapidly emerging destination in terms of undergraduate education, with the world-renowned universities, multi-cultural cities, high standards of living, and warm and friendly climate.

But more than just the lifestyle, it's the career opportunities, flexible visa policies, and globally recognized degrees that make it a top choice.

Whether you're dreaming of walking through the sandstone buildings of the University of Sydney or enjoying campus life in vibrant Melbourne, Australia offers an enriching academic experience.

Top Universities in Australia for a Bachelor's Degree

There are a number of high-ranking universities that are located in Australia and they are always ranked as some of the best in the world. Some of the popular choices of Indian students include:

  • University of Melbourne: The university is also known to be thriving in research and innovation, particularly in science, business and humanities.
  • Australian National University (ANU): ANU is a university in Canberra, which specializes in international relations, law, and political science.
  • University of Sydney: Offers a diverse range of bachelor’s programs with strong alumni support and campus facilities.
  • University of Queensland (UQ): Best known for engineering, medicine, and biological sciences.
  • Monash University: Great for pharmacy, education, and IT-related courses.
  • University of New South Wales (UNSW): A favorite for business, engineering, and media programs.

These universities are not only academically robust but also have dedicated support systems for international students.

Cost of Studying in Australia for Indian Students

One of the biggest questions Indian families have is, "What’s the total cost of studying in Australia?"

Here’s a breakdown:

Tuition Fees:

Varies by course and university, but on average AUD 20,000 - AUD 45,000 per year (₹11-25 lakhs).

Living Expenses:

As per the Australian student visa requirement, Around AUD 24,505 per year (₹13-14 lakhs), depending on location.

Health Insurance (OSHC):

Mandatory for all international students, Approx AUD 5006-00 per year (₹27,000-32,000).

Australia Student Visa Fees:

As of now, AUD 710 (₹39,000), subject to change.

Planning these expenses early is key to a smooth transition and successful academic journey.

Education Loan Options for Studying in Australia

Financing overseas education can seem daunting, but the good news is, Indian students have multiple options for education loans to study in Australia.

  • Secured Education Loans (With Collateral): These typically offer lower interest rates and higher loan amounts.
  • Unsecured Education Loans (Without Collateral): Based on academic merit and parental income. Great for students with strong profiles.

These loans typically cover tuition fees, living costs, travel expenses, visa and insurance fees, exam prep costs (like IELTS, TOEFL), and more.

How Nomad Credit Can Help

Nomad Credit specializes in connecting Indian students to customized education loan to study in a foreign country. Our platform will match your profile to the loans offered by several banks and NBFCs such as no collateral loans, low rates and quicker approvals.

Australia Student Visa: What You Need to Know

Before you can start your degree, you’ll need to apply for a subclass 500 student visa.

Key Requirements:

  • Confirmation of Enrollment (CoE) from a university
  • Sufficient financial proof
  • English language proficiency (IELTS, TOEFL, PTE)
  • Overseas Student Health Cover (OSHC)

Visa Fees and Duration:

  • Fee: AUD 710 (as mentioned)
  • Duration: Usually the length of your course + a few extra months

Visa applications can feel complex, but with the right guidance, it's a straightforward process.

Make Your Australian Dream a Reality with Nomad Credit

Earning a bachelor's degree in Australia is not only about gaining a recognized education in the world, but also about new cultures, independence, and an international career. The process of selecting the right university to attend to securing funds can be hectic, yet very rewarding.

Nomad Credit is here to help every step of the way, from helping you find the right education loan Australia to answering questions about student visas and funding options. We make studying abroad accessible, stress-free, and tailored to your needs.

About the Author

I craft clear and engaging content to guide students through their study abroad journey, covering admissions, visas, and global education opportunities.

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Author: Advik Pandey

Advik Pandey

Member since: Nov 25, 2024
Published articles: 21

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