3 Good Reasons for Getting Single Trip Travel Insurance

When planning for a trip, you may be tempted not to purchase a single trip travel insurance policy for a variety of reasons. You might even begin doubting whether you really need to purchase a policy at all! However, there are many non-negotiable factors in favour of buying a good policy; the following are three of the most compelling of such reasons.

The Weather

If you’re heading to a place where the weather is usually dry or fair and there are no reported hurricane or typhoon threats, you may think you can forego getting a single trip travel insurance policy. Depending on the season or destination, of course it's highly likely you won't be affected by inclement weather in a negative way. But—and this is a big ‘but’—if your destination has been historically proven to be a favourite destination of low-pressure areas, such as in the tropics during typhoon season—then you cannot afford to go without coverage. It simply makes good sense.

Protecting your Investment

If you’re travelling on a budget, you may well be very tempted to skip buying a single trip travel insurance policy. However, even if your trip is short and every aspect of it is purchased on a budget, you still need appropriate cover – perhaps even more so! But take heart as this too can also be purchased cheaply. However, if you are splurging huge amounts of money on all the arrangements for a trip of a lifetime, there are even more reasons to make sure every aspect is fully insured in case things go wrong at any stage – including flight delays, inclement weather and loss or theft of belongings.

Your Accommodation Is Not Flexible

Depending where and when you're travelling, pre-booked accommodation may not be flexible when it comes to changes. This is another reason single trip travel insurance is valuable in case you have to cancel or delay for reasons beyond your control. Small inns or bed-and-breakfast places might be more flexible when it comes to cancellations if made within a decent time frame, but larger hotels, may not be as forgiving to cancellations or re-schedules. If you're not insured against this, you may have to kiss goodbye to a large deposit.

No matter how modest or extravagant your proposed trip, there is always an argument for taking out a decent insurance policy. The above are just three factors that can affect your holiday and there are so many more – many of which you may never even have thought of. To gain complete peace of mind, get yourself covered before you leave – you will never regret it!

Patrick Chong is the Managing Director of Insuremore. We provide low cost travel insurance and offer a range of policies including single trip insurance, annual, multi-trip and family cover.

Writer and Online Marketing Manager in London.