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The Immense Benefits of Real Estate Peer to Peer Lending

Author: Peter Mark
by Peter Mark
Posted: Jul 04, 2015
Real estate Peer-to-Peer lending is a private lending option that involves individuals who loan cash to interested borrowers without the involvement of traditional intermediaries or banks.

P2P financing has been commercialized by the internet revolution as borrowers are linked to lenders on a larger scale. With these websites, such as Blackhawkcorp.com, a borrower can get more capital and better loan terms, while a peer investor can access countless lending situations and receive higher returns.

Considering Peer to Peer Lending?

The benefits of peer to peer lending include:

  • Great rates for borrowers. Investors will compete to loan their cash; therefore, the financier with the lowest bid tends to win. Borrowers can receive the lowest rates directly from the lender. This can reduce the cost of repaying the loan and avoid the complexity associated with banks and other traditional financiers.
  • Anyone can get peer to peer loans. The financing through P2P depends on how the sponsors organize their clientele. Therefore, your credit score and risk potential of the debt does not matter. Most P2P lenders group their clients depending on their credit score, business, potential return and risk of the loan. This enables investors to choose a borrower that suits their interests. The investor will also know the kind of real estate project that he/she is investing in.
  • Ease of getting loans. P2P lending is web-based, therefore, lending predominantly occurs through the internet. This means that borrowers can get loans easily and quickly. Securing a loan or investment usually takes approximately 7 days. This timeline beats the traditional lenders like banks by far. Borrowers can access their funds fast and lenders can start earning on their investment within the shortest time possible.
  • Value appreciation. Commercial properties have a great appreciation value over time, therefore they are secured investments for financers. The value of real estate can increase because of internal factors like proactive management, the desirability of the property and cost-effective improvements. Property can also appreciate in value due to external factors like imbalances between supply and demand.

Looking for a loan for your property?

Peer to peer loans tends to be cheaper when compared to building societies and banks. This is important for borrowers, especially for those with good credit ratings. Furthermore, some peer to peer lending websites do not have a minimum loan amount. This can be beneficial for individuals who want a small amount of financing. Peer to Peer lenders such as Blackhawk are ideal for individuals who have problems getting financing from banks or any building society.

Real estate lenders and borrowers can now benefit from the gap that is left by traditional financers through commercial mortgage brokers. Furthermore, they offer loan terms that suit both the recipient and the lender with regards to interest rate, loan amount and the repayment term.

For more information please visit Peer to Peer Lending
About the Author

This shop is considered as one of the best suppliers of the Nitrazepam European States, which is very effective in treating the issues related to sleeping problems.

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Author: Peter Mark

Peter Mark

Member since: Dec 04, 2014
Published articles: 213

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