Some Simple Truths About Travel Insurance

Surveys conducted have shown a high percentage of people suffer problems during their holidays. Many of these end up causing massive inconvenience and loss of money. It doesn't take much to turn a dream break away into a nightmare. If you don’t want to be a statistic and and would prefer to relax in peace without having to worry about forking out extra money than you budgeted for, ensure that single trip holiday insurance is part of your planning from the start. This slight added cost has the power to make your holiday truly relaxing and enjoyable.

So many things can go wrong…

The most common complaint during travels is when you arrive at your destination on time, but your luggage ends up somewhere else entirely. You can end up wasting an entire day having to go out and purchase essentials to tide you over until your bags are found and sent back to you. Single trip holiday insurance comes to your rescue here by giving you a generous allowance that will cover the cost of the essentials you'll have to buy. While you are still without your luggage, at last you won't be paying out for things twice over.

The nature of emergencies is that they pop up without any prior notice. You or any member of your family may suddenly have a medical condition that needs urgent attention and the last thing you need is an exorbitant hospital bill when you are on holiday. Falling ill is bad enough, but imagine forking out huge amounts of money in a foreign country. If you have taken single trip holiday insurance all your hospital bills are taken care of and you can simply focus on getting better or taking care of your loved ones who are ill. A good policy will go a step further by flying you to the nearest hospital if required, all at no cost to you.

Many travellers complain about theft or loss of precious belongings while travelling, especially to foreign countries. Theft is unfortunately a pretty common occurrence and can leave a very bad taste in the mouth – not to mention loss of belongings. At the other en of the scale, some people get carried away sightseeing or having fun and forget all about their belongings! It's very common to leave a camera or a phone behind at a restaurant tourist site. Single trip holiday insurance covers any loss you may experience while travelling.

A good policy will take care of anything unforeseen during your travels at home or abroad. It's a safe bet you'll never regret this relatively minor added expense, as peace of mind is priceless.

Patrick Chong is the Managing Director of Insuremore. We provide low cost travel insurance and offer a range of policies including single trip travel insurance, annual, multi-trip and family cover. For all your travel cover needs, Insuremore can help you in the quickest and most cost-efficient way.

Writer and Online Marketing Manager in London.