Don't Leave Home Without Family Holiday Travel Insurance

When a family holiday needs to be planned, the first priorities are a good hotel, great location with sunny conditions, entertainment, food, and decent flying times. But one of the things often left until last is likely to be one of the most important aspects of any break if things go wrong: family holiday travel insurance.

Rather than contemplating the negative aspects of insurance, families should actually consider the benefits and take the positives from having cover: it is not only essential, it also gives peace of mind when travelling with younger members of the family.

If any member of your family is involved in an accident, requires medical attention or you just want to ensure the extreme sport you've all been contemplating as a highlight of the holiday is covered, having the correct policy will enable you to overcome any concerns in so many aspects. An appropriate family holiday travel insurance policy will provide cover for every member travelling within the group.

Benefits

The positives of being covered adequately on a family holiday often include cover for expensive goods - such as laptops, cameras, Ipods and computer games for the kids.Often, a provider will include a number of side benefits as part of the cover, such as free cover for children or golf equipment and car hire excess. Once booked, families can relax and enjoy the rest of their holidays with confidence

Peace of mindGiven the times that the average family has looked back at a moment and considered it a narrow escape or close call, there is a solid argument for family holiday travel insurance. If you're in a car accident, for instance, the policy covers all eventualities and for all members on the policy. Knowing that the policy will cover medical bills or treatments for all the family, will give you true peace of mind.

A decent insurer will also be available 24 hours a day, seven days a week; there will always be someone to help you through the maze of making a claim in a foreign country and provide reassurance that someone is looking out for your best interests.

Now consider the possibility of travelling without insurance; you'd be exposing yourself to a very costly experience if you were, unfortunately, involved in an accident requiring medical treatment. Not only will you be left alone to recuperate and battle with the local language, but you'll also have to foot the bill for the medical treatment.

The net result would be a potential holiday disaster - and an expensive one at that. Family holiday travel insurance pays for itself hundred-fold if it is ever required – and that's a fact!

Patrick Chong is the Managing Director of Insuremore. We provide low cost travel insurance and offer a range of policies including family holiday travel insurance, annual, multi-trip and singel trip cover. For all your travel cover needs, Insuremore can help you in the quickest and most cost-efficient way.

Writer and Online Marketing Manager in London.