Ray Ethell

With interest rates on the rise in Australia, hunting down high-quality investment opportunities has never been more important.While the vast majority of investors will always be drawn to residential...

Life happens. Financial setbacks in the past shouldn’t necessarily preclude customers from seeking finance now.There are a number of non conforming lenders that welcome borrowers who have adverse...

How Is Credit Score Calculated?Your credit score is calculated by Equifax based on the information filed in your credit report at a specific point in time. There are several important contributing...

If you have an existing home loan, an option could be to transfer your debt onto your mortgage with a debt consolidation loan or applying to increase your existing home loan.Potential advantages of...

At a time in your life for a whole variety of reasons, we may find ourselves overwhelmed by debt. When that happens bankruptcy can feel like a way out of a stressful position but it can also cause...

A debt consolidation loan involves rolling all of your current debts into one. this will be a useful strategy to scale back monthly fees and interest, but it should not be the most effective course of...

Medico Home Loans are for Low Risk Medical Professionals.There are certain professions within the medical industry who qualify for a doctor or medico home loan package. These special home loan...

Whether you need finance for your next project, you’re looking to cover a short-term gap or need to find a funding solution for your business, time is often an important factor. Delays getting finance...

Before making an application to refinance, consider your current financial situation along with your current level of monthly repayments to establish if there is a benefit in you consolidating this...

Home Loans for Bad Credit are home loans that are specifically geared towards people with ‘ poor credit black marks ’ on their credit history such as paid or unpaid defaults, judgement’s, arrears or...

Mortgage Brokers complete the work that used to be done by the banks, guiding the borrower through the process, ensuring that the product they recommend is in line with their goals and meets their...

Low Doc (low document) loans are flexible mortgages for self – employed Australian borrowers. These can be useful for freelancers, contractors and other people who do not work regular jobs and thus...

Prime lenders such as Banks and Credit Societies have strict criteria around who is eligible for a mortgage. If you don’t tick all their standard boxes, your application for a prime home loan will...

Afterpay is a new payment method that allows you to pay for your online orders after they have been shipped. Instead of paying upfront, you prepay for the order and pay a monthly installment...

The housing market in Australia is going through a difficult period. The combination of high mortgage rates and stricter lending standards have made the market almost unaccessible for first-time...