Ravi Fernandes

Whenever I look at a fixed-income investment, I try to keep the question simple: what am I earning, how safe is it, and will the return suit my needs over time? This is how I like to understand RBI...

Mini trucks were first developed in post-war Japan. Since then, these trucks have become popular globally. They are also called micro or kei trucks. Mini trucks are versatile and ensure economical...

Commercial Property Loans should be used towards purchasing, refinancing, or upgrading properties or large-scale projects. These funds can be utilised to develop various properties like warehouses...

When I think about gold as an investment, I don’t start with jewellery. I start with the reason people buy gold in the first place: it tends to hold psychological and financial value during uncertain...

When I talk about corporate bonds, I try to strip away the jargon and keep the logic clear: a company needs money for its plans, and instead of taking only a bank loan, it can borrow directly from...

Trucks are an essential part of every business sector. Trucks are ideal for transporting goods across long distances, and many businesses in Nepal rely on trucks for logistics. The diverse geography...

When I first heard the phrase what is inverted yield curve, I remember thinking it sounded like one of those market terms people use in television debates but rarely explain clearly. But once I...

Investing is more than just buying assets and holding them over time. To optimize returns and manage risks, a strategic approach is necessary—this is where portfolio management comes into play...

I often meet savers who want two things at the same time: the steadiness of a fixed deposit and the freedom of having money available when needed. A sweep in FD is built for exactly this situation. It...

Environmental standards keep changing often. The changing weather is an actual proof of our changing weather. As South Africa embraces tighter environmental standards, the trucking industry keeps...

IntroductionIn the landscape of investment opportunities in India, Public Provident Fund (PPF) and bonds both instruments play a crucial role in wealth creation and financial planning. In this...

The demand for efficient, cost-effective delivery solutions has grown in Saudi Arabia, especially in urban areas. With the growth of online shopping, businesses seek ways to meet customer expectations...