Nearly all, if not all married couples swear to love each other no matter what. They promise to stick with one another through the good times and bad times, in plenty and in poverty. Granted, while...
Every responsible individual who owns a credit card or any type of loan should be checking their credit score several times a year. This is a habit that’s worth getting into because when you check...
Even seasoned lawyers have challenges understanding all the nuances of bankruptcy laws, especially since bankruptcy reform measures were enacted in 2005. There are a number of differences between...
Most people have experienced or know someone who has experienced harassment from a collection agency representative or "bill collector." Though the Fair Debt Collection Practices Act was passed in the...
Keeping up with what’s available on your credit report has many advantages. Everyone should check their credit reports on a regular basis. Your credit reports come in handy when you’re looking for a...
Bankruptcy is a complicated area of the legal system. The bottom line is that bankruptcy help permits you to have a fresh start on your personal or corporate financial affairs. There are many...
Chapter 7 bankruptcy rules have become much more complicated in recent years. The Bankruptcy Abuse Prevention and Consumer Protection Act, signed into law in 2005, strengthened existing laws and...
Understanding the basics of using credit along with what comprises your creditworthiness is essential to many aspects of your financial future. Here are some answers to credit FAQ or frequently ask
In the United States, dozens of credit bureaus keep track of whether we pay our bills as agreed. However, most people only need to concern themselves with 3 credit reports from Equifax, Experian, and...
Budding entrepreneurs likely hear advice from well-meaning people to not start or expand a business in an era of economic challenge. However, fewer businesses are declaring bankruptcy in the 2000s...
Filing a lawsuit will not immediately impact your credit score and does not require the assistance of an attorney, though in some cases you will want to secure the help of a qualified lawyer. Befor
Home loans typically require good credit, stable employment and a low debt-to-income ratio. Don’t let this scare you if you have bad credit, though. If you wish to make improvements on your home, such...
Virtually all adults in industrialized countries understand the importance of paying their bills on time. However, even the most financially-savvy people can fall for common credit myths. Discover
If you've had a history of serious credit problems such as late credit card payments or bankruptcy, then you are considered a "high risk" when it comes to getting any type of new accounts. Keeping a...
Everyone is talking about the housing recovery, but is it for real this time or are people just being overly optimistic? This time all signs point to the fact that the industry is improving, at least...