Your Homeowner’s Insurance Policy May Cover a New Roof

Depending on your homeowner’s insurance policy, you may be able to replace your roof when needed even if it hasn’t been damaged in a storm. Of course, if you have sustained roof damage during a natural disaster, you should be covered. Either way, the best roofing companies in Dunwoody will work with your insurance company to get the repairs or replacement you need at a little-to-no cost to you.

1. Inspects Roof

The first thing the roofing contractor should do is perform a full inspection of your roof. Whether damaged or just old, the contractor must present a detailed assessment to your insurance company. The contractor should provide comprehensive details of all damage and all necessary work to repair it. If you need an entirely new roof, the inspection will show this, and the contractor can recommend a total replacement when you file your claim with the insurance company.

2. Works With Adjustor

Despite the professional write-up, the insurance company will still send out its own adjustor to inspect your roof, as well. The best roofing companies in Dunwoody will meet with the adjustor to answer any questions he or she may have. The contractor will also follow-up with the adjustor after he or she visits your property to ensure your claim is pushed through to approval with all recommended repairs or the full replacement.

3. Performs Repair/Replacement

Once your insurance approves your claim, the contractor will come back to your home and perform the work. Depending on the insurance company and the homeowner’s policy you have, you may have to pay a deductible or the work may be covered by the insurance 100 percent. The adjustor may return after the work is completed to inspect it and ensure it is acceptable. The city or county may also inspect it to ensure the work is up to code.

Select a roofing contractor that has experience working with insurance companies. This will help streamline the claims process, which can get frustrating because the contractor will understand exactly what the insurance company needs to move forward with repairing your damages. Also, look for a contractor that has a good reputation within the area. Ask the contractor for references and check his licensing status.

The best roofing companies in Dunwoody will fit this criterion. They will be ready, willing and able to inspect your roof and work directly with your insurance company to obtain approval for your repairs or replacement. Then, they will perform topnotch work that you can rest assured will last for decades to come, or at least until the next bad storm.

Kevin Smith is a writer and an avid reader. He writes about business, marketing, health, pets, or relationships etc.