Tata Mutual Fund Announces Five New Fund Offerings Scheme

Tata has been a well-known brand name when it comes to the financial sector. Founded in 1995, Tata Mutual funds have been extremely popular among investors.

With a diverse portfolio that comprises balanced funds, short-term debt funds, equities, long-term debt plans, commodities market and so much more, Tata mutual funds have occupied a valuable position in the mutual funds market.

Why Tata Mutual Funds?

Tata mutual funds are known to have performed consistently over the time and have generated lucrative returns for the investors. Their durability and experience in the market makes them hard to avoid. Subsequently, they have become one of the "must buy" mutual funds schemes of the current times.

Asset Management for Customers

Taking in to account the financial goals of the customers, Tata Mutual fund offer customised plans that suit the needs of the investors. Tata, as a brand name, represents a customer-centric attitude and enforces the trust quotient which makes it even more reliable. Asset management needs experience and expertise. Tata mutual funds brings along a lineage of talents managers who take care of your money.

A variably transparent ecosystem and mission to excel are the major drivers for the plan which aims to provide a low-risk investment option for both experienced and naive investors. Customers can now consult the financial managers at Tata Mutual funds to find out the plan which is optimised for their long terms and short-term financial goals.

What DO I CHOOSE?

As a part of ‘Own a piece of India’ theme, Tata has rolled out close to five new mutual funds along with the existing fund offerings. The plan is supposed to encourage investors to be more vigilant and give them the freedom of choice. The theme intends to champion the customer and allow them to make multiple investments under one single scheme.

But what are these plans and what do they do exactly? How do they help you as an investor? Let’s find out the latest Tata mutual funds that have been rolled out to the public.

1. Tata Banking and Financial Services Fund

The objective of the scheme is to achieve a long-term wealth appreciation. Major investment of the funds is in equities. Even if the guarantees are not assured and can fluctuate over a period, the open-ended fund scheme has been quite popular among investors. Data proves that the fund has managed to generate a return of 21% in the limited six months time frame. With major funds spread across the leading banking and financial institutions of the country, this fund is expected to grow healthily over the years.

2. Tata India Consumer Fund

As the name recommends, the fund is focused towards a market which deals with consumption related products. An open-ended equity scheme; investors can choose to invest a lump sum for a single time or in SIPs of 5000 INR. Largely spread across equity stocks, the fund has portfolios across automobile, retail, software production, consumer food, entertainment and multiple other domains to provide a hedging security.

3. Tata India Digital Fund

Digital India initiative accompanied with lucrative mutual funds options are a hard to ignore. Tata India Digital Fund has equity investments across the major software and technology firms across the country. An open-ended scheme it focuses on wealth appreciation over long-term investments. Making it easier for the investors, there are Systematic Investment Plans which demand a minimum investment amount of 5000 INR. The fund is known to have generated at least 8% returns for investment duration of at least six months.

4. Tata India Healthcare & Pharma Fund

Similar to the new open-ended schemes, this particular fund has its portfolio across the pharmaceutical and healthcare industry. Focusing on long-term capital appreciation, it does not, however, guarantee any promised returns. A smaller fraction is also invested in other funds besides equity to give it a competitive and balanced edge.

5. Tata Resources and Energy Fund

Open-ended equity scheme that focuses on the returns from the energy and resource sector. A net value appreciation scheme which also assures higher return values over a long-term period makes it a convenient and efficacious deal for investors who are looking forward to gaining more in order to achieve a long-term financial goal.

Archana Singh is a Finance Advisor and Investment Planner. She Also does like to share finance and insurance related write ups on the web. Follow Archana on her social networking sites to know more about her.