Why to apply for Gold Loan Patna?

During any unwanted fiscal situation, every one of us tends to shatter down. But if you have Gold lying dormant in your locker you don’t need to worry a bit. Simply transfer it to the bank locker and take financial help from them in the form of Gold Loan. These are the secured loans and hence have Simple documentation and fast processing. Moreover, with Gold loan you get 100% Safety & Security of your Gold Jewelry. And pay a minimal interest rate as well as with no hidden charges you stay miles away from hassles. Besides, this loan is quicker and disburse instantly in your account also Dialabank makes it smoother for you.

Now let's clarify why Should You even bother to apply for Gold Loan Patna? First of all, there are quickest disbursals with lowest interest rates, In contrast to services like personal loans, the gold loan has the least interest rate and there are no hidden charges. Furthermore, no credit checks which means the applicant's credit history does not matter as he is mortgaging his gold that’s why Gold loans fall under the secured category. Approvals for gold loan Patna are quickest as well as no co-signer needed.

To qualify for Gold Loan eligibility criteria one needs to fulfill some basic steps such as He/She needs to be an Indian citizen and above 18 years of age. Apart from that Gold also needs to meet some quality benchmarks means it should be above 18 Karats. The minimum gold needed for a loan is 10 grams less than that is not eligible for applying.

Now let's look at some basic requirements in Gold Loan Documentation

1. For your identity Proof Aadhar Card/ Voter ID card/ PAN Card/Driving License/ passport.

2. Moreover, as a proof of residence Aadhar Card/ Card/ Voter ID card/ PAN Card/Driving License/ Passport/Ration Card/Electricity/water bills of the last three months with the name of the applicant would work.

3. Two latest passports sized colored photographs.

Must be having in mind that what is Gold Loan Patna Interest Rate? Gold Loan is a service that provides its customers with cash at a minimal rate of interest. When compared to other services like Personal Loan. Gold Loan Interest Rate is quite cheaper and budgets friendly On average it starts at 10.75% per annum and can go up to 24% per annum.

There are various option of repayment you can choose according to your requirement some of them follows-

1. Bullet Repayment: In this option, the applicant just has to pay the interest rate. This option is provided to the customers opting for short term loans. The interest rate is paid on a monthly basis through EMI's.

2. Overdraft Facility: It is chosen by self-employed people. As people owning a business have unstable money requirements. Through this service, one can withdraw money according to their needs.

3. EMI Facility: In this option, a fixed amount is calculated that the applicant has to pay monthly.

How to Apply?

1. A person can easily apply online on Dialabank

1. The process is very easy and hassle-free.

2. For any assistance, call us on 95920-46860

Stop worrying anymore or giving excuses to yourselves just go back to racing with the world by keeping your pace up simply after applying for Gold Loan Patna.

Gaurav Khurana worked as national sales head of Ing Investment Mgt India, Vice President & National Sales Director of Cross-Sell. Asst. Vice President & Branch Head of Citi Bank. Ceo of DidalaBank India’s First Financial Portal from 2011 to Present.