Get No Claim Bonus on Apollo Munich Health Insurance

The top researchers have found that health problems are increasing day by day and it causes a forced expenditure of an individual on health issues. Therefore, it is better to secure your health risk with insurance. You can take the Apollo Munich Health Insurance that would help to compensate the expenditure in case of a medical emergency. On the other hand, you can enjoy the bonus if you don’t claim the insurance amount in the current year. Enjoy the Apollo Munich Health Insurance No Claim Bonus in this policy and have some extra privileges. So, let’s have a look at this Health Insurance Policy in detail so that you can make the best use of this policy.

Apollo Munich Health Insurance

Health Insurance is basically a cover for your unwanted health expenses. The Apollo Health Insurance helps to indemnify all the expenses related to the hospitalization, Doctor’s Consultation Fees, Ambulance Expenses, surgery charges, and many other expenses. You can enjoy a sigh of relief by taking health insurance during a medical emergency. The first thing that matters at the time of a medical emergency is the arrangement of funds. But if you have health insurance then there is no need to worry because you can claim for the insurance cover whenever you need it.

Advantages of taking Apollo Munich Health Insurance

Multiple Choices to choose the sum to be insured in the policy.

All Round Protection of health risks.

Mostly dependent on the cashless transactions.

It covers a large number of hospitals.

Round the Clock Helpline and Support.

Easy Claims and fast disbursal of the insured amount.

No Claim Bonus on several health insurance policies.

No Claim Bonus Plans of Apollo Munich

Almost every health insurance has a certain tenure and it may vary from policy to policy. All individuals only claim for the indemnification when any health emergency occurs with them, otherwise, they just pay the premiums. So, there are some Health Insurance Plans of Apollo Munich that provide bonuses if you don’t claim the insurance amount in the current year. Let’s have a look at all the health insurance plans that have no claim bonus.

Apollo Munich Optima Health Restore Insurance

This health insurance plan covers over 10000 hospitals in 900 cities. You can cover the expenses of 60 days before the hospitalization and 180 days after the hospitalization. On the other hand, you will get an additional 100% coverage of the insured amount on your first insurance claim. If your insured amount is?3 Lacs then you can claim for?6 Lacs while claiming for the first time.

Get a no claim bonus of 50% of the insured amount for the next to years if you haven’t made any claim in the current year. If you have insured a sum of?6 Lacs and haven’t claimed for the insurance then in the 2nd and 3rd year your indemnifying amount will increase to?9 Lacs and?12 Lacs respectively and that will be your Apollo Munich Health Insurance No Claim Bonus.

Apollo Health Wallet Policy

This health insurance also has no claim bonus facility. If you spend the whole year without any claim then your insurance amount will increase by 50%. The premium remains the same but the insurance amount will get doubled if you haven’t requested any claim in the consecutive two years. If your insurance amount is?4 lacs and you haven’t made any claim in the year then it will increase to?6 Lacs and in the upcoming year, it will increase to?8 Lacs if the previous year is claim-free.

Conclusion

Well, you can see how you can enjoy the benefits of no claim bonus in the Apollo Munich Health Insurance. If you don’t claim the health insurance amount for two years then you can double the sum of insurance. This facility will remove the suspicion of spending money on premiums and not getting benefits. Now, even zero claims can bring you benefits and increase your sum insured.

I am Tanuja Koshy working with one of the leading online insurance aggregators as a General Manager. I manage and drive online investments, short term and long term insurance like home insurance, travel insurance, health insurance, term insurance.