Top 6 Health Insurance Plans by Apollo Health for a Safer Tomorrow

With the advancement in technology, we see a totally different world of science and medicine. With the concern and care in mind for our loved ones, health insurance has been a safer step now.

The problem is, there are so many companies offering so many diversified options, we often tend to confuse.

Apollo Medical Health Insurance reviews have always topped the chart of quality performance. Let us look what they have to offer us.

Overview of the Company

Apollo Munich Health insurance company is an exclusive health insurance Company as a joint venture of Munich Health and Apollo Hospitals group.

They facilitate their customer with Health Insurances, Travel Insurances, and Personal Accident Plans.

This trusted and very renowned brand is the Apollo Medical Health Insurance reviews are as satisfactory as its performance.

They come under a division of German-based Munich Re, Munich Health and have around 4000+ networks of hospitals under Apollo Munich health insurance hospital list.

According to the statistics, around 80% of its existing customers get their Apollo Munich Health Insurance renewal each year with utter satisfaction.

Here are top 6 Apollo Munich policies for health insurance that they provide and you can accept without regret.

Apollo Munich Optima restore

This is such a plan which provides easy assurance of health for the people age between 5 years and 65 years. The plan gives assurance of minimum INR 3, 00,000 and maximum of INR 15, 00,000.

The waiting period of the same is three years and renewability provided is for the lifetime.

It further covers 60 days for pre- hospitalizations and 180 days post- hospitalizations.

Apollo Munich Energy

This plan takes the people between 18 years to 65 years. It mainly covers people living with diabetes.

It has minimum sum assured is INR 2, 00,000 and maximum sum as INR 10, 00,000. The renewability of this plan is again lifetime.

It further covers 30 days for pre-hospitalizations and 60 days post-hospitalizations.

Apollo Munich Easy Health-young one

This plan is valid only for newborn of 91 days subjected to the fact that parents must be ensured. Its maximum age limit is up to 65 years and renewability of lifetime.

It takes minimum sum insurance of INR 1, 00, 000 and maximum of INR 50, 00, 000.

It further covers 60 days for pre-hospitalizations and 90 days post- hospitalizations.

The waiting period of this plan is 24 months any surgeries and 36 months for any pre-existing diseases.

Daily Hospital Cash Plan – Apollo Munich Optima Cash

It has the same age limit as every other i.e. five years to 91 years, and renewability is for life long.

The only difference is hospitalization expenses payable on completion of 24 hours. The waiting period is 48 hours for pre-existing diseases and can be decreased up to 1 year if continuous renewals are done.

Apollo Munich Maxima- a Top-up Plan

This is an extension of the cash daily plan. Its minimum and maximum sum assured is INR 5, 00,000 and renewability extends up to lifetime.

The waiting period is 48 months for pre-existing diseases and can be reduced to 1 year by renewals.

The waiting period for a hernia, joint replacement, etc. is 12 months.

Apollo Munich Vital Optima

They cover insurance for critical diseases for the people between 18 to 65 years. The minimum and maximum sum insured is INR 1, 00,000 and INR 50, 00,000 respectively.

The maximum sum insured in case of people more than 55 years of age is INR 20, 00,000.

*Apollo Munich Premium Health Insurance calculator can be used to find the sum insured.

The following are some other plans taken for consideration;

• Apollo Munich Dengue Care Plan
• Apollo Munich Optima Super Insurance Plan
• Apollo Munich Optima Plus Insurance Plan
• Apollo Munich Optima Senior Insurance Plan

Prateek is a seasoned independent writer. His explanatory and creative writing style helps understand the subject matter easily and offers tips, tricks and expert suggestions for Star Health Insurance polices..