What are the Must-Have Documents for New Buyers?

It takes lots of hard work, dedication, and a good amount of savings to buy your dream apartment. It is important to consider many things such as a reputed real estate developer, price, location, etc while buying your apartment.

Today, let me highlight the must-have documents you must check, especially when you are planning to buy an apartment in Narendrapur to ensure that your dream apartment is perfect in all spheres where you can lead a comfortable and luxurious life with your loved ones.

Sale Agreement

This is the first document prepared in anticipation of a sale of a property. This important document contains a detailed description of the property and includes all the terms and conditions between the buyer and the seller, including the purchasing price as agreed by both the seller and buyer.

Sale Deed and Title Deed

The sale deed is the most important document you should have as it holds the information about the actual transfer of ownership of the property. You should ensure that the sale deed is registered at the sub registrar’s office under whose jurisdiction the property falls while buying your apartment.

Title Search

If you want to avail home loan service to buy your apartment in Narendrapur then you need to search the property title to retrieve important documents related to the history of the property including the description of the property, joint tenancy, and names of the title holders, etc.

Khata Certificate

The name of this document varies from State to State. This document is proof that the property has an entry in the local municipal records.

Encumbrance Certificate

The encumbrance certificate assures that the property you are buying is free from any monetary liability such as a mortgage or loans.

No-Objection Certificates (NOC)

You must ensure that the real estate developer whom you have considered for buying your dream apartment has all NOCs from various departments such as Pollution Board, Environment Department, Sewage Department, etc

Sanctioned Building Plan

As a buyer, you must ensure that the developer has a sanctioned building plan which is approved by the statutory body and the construction is done according to the sanctioned plan and is legal.

Power of Attorney/s, if any

Power of Attorney is required in original if any person is acting on behalf of the actual owner of the property.

These are all the must-have documents that you need to check and have copies of to ensure that your dream apartment is legally constructed. Top real estate companies in Kolkata such as Rajwada Group, Srijan Realty, Siddha Group, etc have years of experience in the real estate market and their very name suggests trust. Moreover, most of their apartments are located in the serene areas of Narendrapur, Kamalgazi, and Sonarpur near E.M Bypass in South Kolkata and are a perfect confluence of Luxury, Comfort, and Affordability.

Tanusree is a professional writer working in the real estate field for a long time. She has written many informative articles and blogs on "Real Estate". She has a large reader base that regularly follows her works.