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Financial tracking made easy

Posted: Sep 02, 2022
It's incredibly easy to fall into overspending habits. With fashion brands frequently launching stunning product lines, irresistible restaurants opening up across the city ever so often, and beautiful destinations luring us into traveling, the majority of us tend to lose track of our budgets and wreak havoc on our finances.
But it needn't always be so. All it takes is a few mindful financial habits and choices to develop a healthy relationship with our expenses.
Just as well, here are 3 financial tracking habits that will help you keep your expenses in check:
- Maintain an accurate ledger of your expenses
Possibly the best way to ensure accuracy in record-keeping is using an automated system like a credit card.
Each time a transaction using a credit card goes through, you receive instant alerts on your phone regarding the amount spent and your outstanding balance.
Plus, every purchase you make using a credit card is recorded in real-time—and a detailed statement comprising start-to-finish details of your spends is sent to your email (or physical address) every month. You can use your monthly credit card statement to track your spending habits and patterns—and plan your future finances accordingly.
If you are a slice card user, you have the convenience of tracking your (over)spending habits via the slice passbook—which you can access on-the-go using your mobile phone.
The automated statements that you receive also come handy when filing your taxes. So, using a credit card to track your expenses can prove to be doubly advantageous.
- Mindfully develop money-saving spending habits
Credit cards offer an excellent opportunity to develop a money-saving mindset. Depending on the card you choose, you can rest assured that every time you spend, you are getting the best deal and are being rewarded with sizable cashbacks.
For example, if you tend to spend at restaurants frequently, a credit card having tie-ups with top diners will earn you higher cashbacks and rewards on dining expenses. If you tend to travel several times a month, there are credit cards that provide lucrative travel benefits like air miles, VIP lounge access, reservations at top-tier hotels, and so on.
slice is the smartest choice you can make here. With curated deals on trendy brands ranging from apparel, food, and restaurant, and service apps like Dunzo, Uber, Ola, you can take advantage of the best possible deals every time you spend.
- Take advantage of EMI or pay later options
It's hardly possible to keep track of every expenditure of yours; you probably make online payments several times every day and swipe your card every now and then at different stores.
Spending that often doesn't just make tracking your finances next to impossible but since you are splurging on your income alone, it puts a huge dent on your current balance. In no time, it is the month end, and you find yourself complaining that you are broke. Plus, you have absolutely no idea where your hard-earned money goes.
A smart financial habit here is to opt for Pay Later or EMI options to make purchases throughout the month, and pay off the due amount at once on a fixed date.
This way, you don't just have one comprehensive bill to track but you also find out what your monthly expenses tend to amount to.
Almost every major credit service provides this deferred payment service. Flipkart's Buy Now Pay Later offers a grace period of 1 month during which no interest is charged on your expenses. You are billed on the 1st of every month and have until the 5th to pay off your dues.
Slice's beginner-friendly payment platform is no different; it provides you a long, stress-free period to clear your outstanding balance, while you shop to your heart's content.
We all deserve a hassle-less shopping experience, don't we?
Find out if you are eligible for a slice card. Visit the Slice Website or register on slice app: Google Play for Android users and App Store for Apple users.
BONUS TIPSActivate automated transaction alerts on your phone
Download and sign up to the slice app to monitor your expenses online
Review and analyze your spendings regularly
Switch to credit cards that compliment your spending habits.It's incredibly easy to fall into overspending habits. With fashion brands frequently launching stunning product lines, irresistible restaurants opening up across the city ever so often, and beautiful destinations luring us into traveling, the majority of us tend to lose track of our budgets and wreak havoc on our finances.
But it needn't always be so. All it takes is a few mindful financial habits and choices to develop a healthy relationship with our expenses.
Just as well, here are 3 financial tracking habits that will help you keep your expenses in check:
- Maintain an accurate ledger of your expenses
Possibly the best way to ensure accuracy in record-keeping is using an automated system like a credit card.
Each time a transaction using a credit card goes through, you receive instant alerts on your phone regarding the amount spent and your outstanding balance.
Plus, every purchase you make using a credit card is recorded in real-time—and a detailed statement comprising start-to-finish details of your spends is sent to your email (or physical address) every month. You can use your monthly credit card statement to track your spending habits and patterns—and plan your future finances accordingly.
If you are a slice card user, you have the convenience of tracking your (over)spending habits via the slice passbook—which you can access on-the-go using your mobile phone.
The automated statements that you receive also come handy when filing your taxes. So, using a credit card to track your expenses can prove to be doubly advantageous.
- Mindfully develop money-saving spending habits
Credit cards offer an excellent opportunity to develop a money-saving mindset. Depending on the card you choose, you can rest assured that every time you spend, you are getting the best deal and are being rewarded with sizable cashbacks.
For example, if you tend to spend at restaurants frequently, a credit card having tie-ups with top diners will earn you higher cashbacks and rewards on dining expenses. If you tend to travel several times a month, there are credit cards that provide lucrative travel benefits like air miles, VIP lounge access, reservations at top-tier hotels, and so on.
slice is the smartest choice you can make here. With curated deals on trendy brands ranging from apparel, food, and restaurant, and service apps like Dunzo, Uber, Ola, you can take advantage of the best possible deals every time you spend.
- Take advantage of EMI or pay later options
It's hardly possible to keep track of every expenditure of yours; you probably make online payments several times every day and swipe your card every now and then at different stores.
Spending that often doesn't just make tracking your finances next to impossible but since you are splurging on your income alone, it puts a huge dent on your current balance. In no time, it is the month end, and you find yourself complaining that you are broke. Plus, you have absolutely no idea where your hard-earned money goes.
A smart financial habit here is to opt for Pay Later or EMI options to make purchases throughout the month, and pay off the due amount at once on a fixed date.
This way, you don't just have one comprehensive bill to track but you also find out what your monthly expenses tend to amount to.
Almost every major credit service provides this deferred payment service. Flipkart's Buy Now Pay Later offers a grace period of 1 month during which no interest is charged on your expenses. You are billed on the 1st of every month and have until the 5th to pay off your dues.
Slice's beginner-friendly payment platform is no different; it provides you a long, stress-free period to clear your outstanding balance, while you shop to your heart's content.
We all deserve a hassle-less shopping experience, don't we?
Find out if you are eligible for a slice card. Visit the Slice Website or register on the slice app: Google Play for Android users and App store for Apple users.
BONUS TIPSActivate automated transaction alerts on your phone
Download and sign up to the slice app to monitor your expenses online
Review and analyze your spending regularly
Switch to credit cards that compliment your spending habits.
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