Mexico Auto Insurance — Understanding the Basics 

Mexico is renowned for its exciting culture, delicious food, and beautiful scenery. One of the most popular ways to explore this country is by car — but if you are planning to drive your vehicle across the border, you will need to make sure you have Mexico auto insurance. In most cases, your U.S. auto insurance will not cover you once you cross the border into Mexico, and it can be very costly if you are involved in an accident on Mexican soil.

In this guide, we will tell you what you need to know about Auto Insurance in Mexico simply and straightforwardly. By the end of this read, you will be ready to hit the road!

Basic Coverages

Mexican law requires that all drivers have valid liability coverage — most Mexican car insurance policies will include this coverage. Bodily injury liability coverage will protect you if you cause an accident that injures or kills someone. Property damage liability coverage will pay for damage you cause to another person's property.

Mexican auto insurance typically also includes medical payments coverage, which will pay for you and your passenger's medical expenses if you are in an accident, regardless of who is at fault. Some policies also provide coverage for legal fees (defense costs, attorney's fees, and bail bonds) and repatriation in the event of an accident.

Other types of coverages include:

• Physical coverage which will pay to repair or replace your vehicle if it is damaged in an accident or stolen.
• Collision coverage protects your vehicle in the event of a collision with another vehicle or object, while upset coverage protects your vehicle in the event of rollovers, high winds, or hail damage.
• Partial theft coverage pays for damage caused by partial theft of your vehicle. It typically covers damages caused by vandals or, let's say, your tires are stolen.

Other Considerations When Driving in Mexico

In addition to buying the right Mexican Car insurance policy, there are a few more things you should know if you are planning on driving in Mexico:

• Make sure you carry all the necessary documentation, including your driver's license, vehicle registration, and proof of insurance.
• Familiarize yourself with the local traffic laws.
• Mexico also has its own road signs that differ from the United States, so brush up on them before hitting the Mexican roads.
• Drive defensively and be aware of the potential hazards on the road — potholes, livestock, and topes (speed bumps) are just a few of the things you will encounter on Mexican roads.
• It is not recommended to drive at night in Mexico, as the roads can be poorly lit and more dangerous.

Get Your Mexican Auto Insurance Quote Today!

Mexican law requires all vehicle owners who plan to drive in Mexico — either in their own car or a rental — to carry a Mexican Auto Insurance policy. Driving without proof of Mexican insurance can result in fines, vehicle impoundment, and even imprisonment. The best thing you can do is to be prepared and choose the right insurance agency. West Coast Global Insurance Services offers reliable Auto Insurance coverage available throughout Mexico. Visit their website to learn more and to receive an estimate for the best online Mexican insurance policy for your needs and budget.

West Coast Global Insurance Services is dedicated to continuously researching our industry for the most comprehensive, best-priced insurance policies available in Mexico.