ADCART recommends Safety Tips while Shopping Online

Online Shopping has many advantages, but with all the benefits of online shopping, the risk of being getting fraud is also there. So here are some tips to get safe and not being getting fraud by online shopping.

Link of a Website

Avoid going to an online shopping site through a link or pop-ups, howsoever interesting the offers are. Always type the website address into the address bar. Be wary of tempting offers, as they may be from fraudsters who have created a fake site.

Be Wary Of e-mails

You may receive an e-mail that appears as if it is from the seller that you have shopped online. You may be asked for your personal information to "verify" the accounts or "clear-up" errors that have occurred. Before responding, reconfirm with the seller. Call up and confirm if necessary, or send a mail and act only after you get a response.

Check Privacy Policy

Are you sure the seller of a website where you have given personal details is not sharing them with others for money? Check the Privacy Policy of the website to make sure what the seller will and will not do with details about you.

Use Familiar Websites

Start at a trusted site rather than shopping with a search engine. Search results can be rigged to lead you astray, especially when you drift past the first few pages of links. If you know the site, chances are it's less likely to be a rip off. We all know Amazon.com and that it carries everything under the sun; likewise, just about every major retail outlet has an online store, from Target to Best Buy to Home Depot. Beware of misspellings or sites using a different top-level domain (.net instead of.com, for example)—those are the oldest tricks in the book. Yes, the sales on these sites might look enticing, but that's how they trick you into giving up your info.

Look for the Lock

Never ever, ever buy anything online using your credit card from a site that doesn't have SSL (secure sockets layer) encryption installed—at the very least. You'll know if the site has SSL because the URL for the site will start with HTTPS:// (instead of just HTTP://). An icon of a locked padlock will appear, typically in the status bar at the bottom of your web browser, or right next to the URL in the address bar. It depends on your browser.

Don't Tell All

No online shopping store needs your social security number or your birthday to do business. However, if crooks get them, combined with your credit card number for purchases, they can do a lot of damage. The more they know, the easier it is to steal your identity. When possible, default to giving up the least amount of information.

Check Statements

Don't wait for your bill to come at the end of the month. Go online regularly during the holiday season and look at electronic statements for your credit card, debit card, and checking accounts. Make sure you don't see any fraudulent charges, even originating from sites like PayPal. (After all, there's more than one way to get to your money). If you do see something wrong, pick up the phone to address the matter quickly. In the case of credit cards, pay the bill only once you know all your charges are accurate. You have 30 days to notify the bank or card issuer of problems, however; after that, you might be liable for the charges anyway.

Inoculate Your PC

Swindlers don't just sit around waiting for you to give them data; sometimes they give you a little something extra to help things along. You need to protect against malware with regular updates to your anti-virus program.

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