Ravi Fernandes

Buses, like large trucks, usually face unique safety challenges. Hence, you need to follow specific safety tips. Here are a few that can help bus drivers chalk out a plan for road safety: Take wide...

Nepal is a small country. Travelling there takes time due to poor road conditions and winding roads through the mountains. At first glance, Kathmandu appears chaotic and difficult to navigate. The...

The first signs of back pain appear as minor distractions that many individuals ignore at first. The pain grows worse until it interferes with people performing their daily tasks. Sitting at work for...

IntroductionIn today's rapidly evolving financial landscape, the advent of technology has transformed the way we conduct various aspects of our lives, including investing. Traditional investment...

A simple task to significantly improve your living area and even raise the value of your house is renovation. But without proper thought and preparation, it can cost you a lot of money. You can...

If you are someone who wants to earn steady returns without taking too much risk, bonds can be a smart choice. Corporate bonds are gaining popularity among Indian investors who want fixed income and...

If you're looking to diversify your portfolio and dig into the world of bonds investment, you're on the right track. From an Indian perspective, there's a plethora of opportunities waiting to be...

Investing wisely is essential for building wealth and securing financial stability. While equity investments often dominate the conversation, bonds investment is a crucial element of a well-rounded...

When it comes to fixed-income investments, two of the most popular options for Indian investors are Fixed Deposits (FDs) and Bonds. Both offer stable returns, but they differ in terms of risk...

When I speak to investors who are uncomfortable with interest-rate uncertainty, I often start with a simple truth: not all bonds behave the same way when rates move. In a rising-rate environment...

Paying off high-interest debt can be overwhelming, especially when managing multiple Loans or credit card bills. A Rs. 3 lakh Personal Loan provided by a non-banking financial company is an effective...

When I look at bond prices moving up and down in the secondary market, I remind myself of one simple rule that explains most of it: bond yields and bond prices usually move in opposite directions...

IntroductionIn the complex realm of financial markets, bonds stand as a stalwart investment instrument, cherished for their stability and predictability. As a discerning investor, the pursuit of...

IntroductionOne crucial aspect of bond investing is understanding how bond interest is calculated. The process involves various factors that determine the returns an investor can expect. In this...

Whenever I consider a fixed deposit, I ask myself one simple question first: "What will I actually receive on maturity?" That number decides whether the FD is good enough for a goal—maybe a planned...