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Joy Mali

United States

Member since: Aug 21, 2013
Published articles: 41

3 Rules of Privacy Protection

Protecting one’s private information can be extremely difficult in today’s world of rampant internet use and mega data sharing between multitudes of sources. There are vast opportunities and...

Articles > Finance > Personal Finance Dec 21, 2013
3 Services and Apps That Protect Your Online Identity!

With more and more people choosing paperless billing and opting to shop online, online identity theft is also going up and becoming a bigger concern for consumers. Online identity fraud can occur...

Articles > Computers > Security Oct 06, 2013
5 Methods of Teaching Kids About Money

Teaching kids about money is a crucial life skill that should be taught as early in life as possible. The quicker kids learn that money does not grow on trees, the quicker they begin to grasp the...

Articles > Finance > Credit Oct 09, 2013
5 Personal Debt Management Tips for Good Credit

Too often, Americans find themselves awash in debt. Whether its student loans, or credit card debt, the sad fact is credit chaos has a way of sneaking up on families. One day, you wake up and realize...

Articles > Finance > Debt Consolidation Nov 07, 2013
Are You Ready to Retire? 5 Financial Questions

If you ask people when they plan to retire, you will get many different answers. Some people want to retire when they are young, while others do not think they will ever be able to retire. One of the...

Articles > Finance > Personal Finance Nov 26, 2013
Buying Your First Home Requires Good Credit

The American Dream has long included owning your very own home, and even in tough economic times, this remains true. Many people want to buy their own home, but they aren't able to afford it or will...

Articles > Finance > Credit Oct 06, 2013
Get It in Writing: What Your Credit Card Agreement Says

Credit cards can be a good way to build a stable credit history while also providing you with a way to make purchases without handling cash. Using a credit card is also convenient and gives you the...

Articles > Finance > Credit Oct 06, 2013
Get Started on Your Debt Repayment Plan with These Simple Steps

It is easier than ever to get a credit card or a loan, and while in some ways this is beneficial, it also makes it easy to get into debt. As time goes on, paying down your debt may become one of your...

Articles > Finance > Debt Consolidation Oct 08, 2013
How Does a Mortgage Affect Your Credit Scores?

Every responsible individual who owns a credit card or any type of loan should be checking their credit score several times a year. This is a habit that’s worth getting into because when you check...

Articles > Finance > Credit Oct 31, 2013
How to Get a Home Improvement Loan Even with Bad Credit!

Home loans typically require good credit, stable employment and a low debt-to-income ratio. Don’t let this scare you if you have bad credit, though. If you wish to make improvements on your home, such...

Articles > Finance > Credit Oct 17, 2013
Identity Theft Problems?

Many seek therapy in an effort to help them understand and find their own identity. We live in a confusing, busy, stimulating age, where all sorts of data and information is thrown at us nearly every...

Articles > Computers > Security Oct 08, 2013
Identity Theft Protection Programs Worth Looking Into

Identity theft appears to continuously grow and protecting personal information has never been so difficult. As technological advances are being made, hackers and other predatory identity thieves have...

Articles > Computers > Security Oct 08, 2013
Is Early Retirement Good for Credit Scores?

Is early retirement good for your credit scores? Take it from Billy and Akaisha Kaderli who save, spend and travel the world. They are both fifty-four years of age but they retired sixteen years ago...

Articles > Finance > Credit Dec 06, 2013
Is the Interest Paid on a Home Loan Tax Deductible?

Applying for that mortgage loan can be both an exciting and scary time. The latter is especially true for people looking to take out a home mortgage loan with bad credit. Nevertheless, it is possible...

Articles > Finance > Loans Oct 06, 2013
Is Your Pin As Secure As You Think It is?

Identity theft and credit fraud and scams affect the lives of millions of Americans every single year. One of the common ways hackers get into your account is by using your PIN to gain access...

Articles > Computers > Security Oct 08, 2013
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