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Joy Mali

Member since: Aug 20, 2013
Published articles: 39

Know the Financial Areas Where Cost Cutting is Beneficial

The economy is slowly healing and individuals have taken it upon themselves to cut superfluous spending as well as create manageable budgets that allow them to save. There are certainly some helpful...

Articles > Finance > Credit Oct 08, 2013
Obama’s Student Loan Bill: Saving Grace for 2013 Student

With the stresses of financial difficulty stemming from paying for school burdening millions of American students, the recent student loan bill that President Obama signed might spell relief. The...

Articles > Finance > Loans Oct 07, 2013
Paying for College Without Going Broke

The importance of a college education is growing. It is not always enough to have an undergraduate degree. There are many professions that require more education. A college education is great, but it...

Articles > Finance > Credit Oct 05, 2013
Paying High Interest on a Mortgage? Did You Know Its Deductable?

As it comes time to do your taxes, it seems as each year there are a multitude of new questions involving what is tax deductible and what isn't. There is accounting and tax software that attempts to...

Articles > Finance > Credit Oct 07, 2013
Smart Ways to Stretch Your College Financial Aid

Making the decision to get a college degree can result in one of the most rewarding experiences of your lifetime. Not only will your social life and professional connections grow, you will place...

Articles > Finance > Credit Oct 07, 2013
Tips for Lowering Credit Card Interest

In a tough economy, getting into credit card debt can be easy and getting out can be difficult. One reason is that credit can be extremely convenient to use when cash is short and another major reason...

Articles > Finance > Credit Oct 08, 2013
Voice Passwords: Are They Any Safer?

When it comes to protecting yourself from fraud or ID theft, there are some new options that people can begin using now. One of the newest forms of protection is a voice password. While the idea...

Articles > Computers > Security Oct 08, 2013
When You Get Married Does Your Credit Reflect on Your Spouse?

Nearly all, if not all married couples swear to love each other no matter what. They promise to stick with one another through the good times and bad times, in plenty and in poverty. Granted, while...

Articles > Finance > Credit Oct 31, 2013
Why Will Late Payment Do to Your Credit Score?

Many people face less than desirable credit scores and struggle with the consequences each and every day. Sometime the low scores are due to filing bankruptcy or having too much debt to keep up with...

Articles > Finance > Credit Oct 08, 2013
Why Credit Monitoring is Essential to Your Financial Health

An excellent credit rating can be very beneficial to your financial health, while ratings that are below average may be harmful. Your score can have a tremendous impact especially when it comes to...

Articles > Finance > Personal Finance Nov 21, 2013
3 Easy Cost Cutting Tips for Your Small Business

If you own a small business, especially if you’re just starting, you know how important it is to keep costs down. Even if you’ve been running your business for years, the economy can always change...

Articles > Finance > Personal Finance Oct 24, 2013
A Millennial's Guide to Safe Finances

Many people face credit card debt and issues for a wide variety of reasons. Sometimes a job or income source might be lost unexpectedly. Or maybe you got too carried away with purchases for a billing...

Articles > Finance > Personal Finance Oct 08, 2013
Can You Get a Credit Report Without a Social Security Number?

Keeping up with what’s available on your credit report has many advantages. Everyone should check their credit reports on a regular basis. Your credit reports come in handy when you’re looking for a...

Articles > Finance > Credit Oct 29, 2013
How a Sales Tax Holiday Can Save You Money

When your home needs items but you are on a strict budget, you may want to consider taking advantage during times where you can avoid paying the sales tax on your items. This is known to most states...

Articles > Finance > Taxes Oct 08, 2013
How to Effectively Report and Remove Fraudulent Credit Card Charges

Credit card charges that are unauthorized are not only annoying but they can also cause severe damage to your credit rating. Once your good credit is blemished, it can be very difficult to remedy...

Articles > Finance > Credit Oct 08, 2013
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