Invest with Innovative Wealth Creators - UTI Mutual Fund

At present, money is the most important part of one’s life as everyone does immense hard work to earn it. Thus, every decision in its regard is crucial which requires great expertise and intelligence. And, when it comes to making an investment decision, it demands more effective and efficient planning.

While putting money into any investment project, we make sure that it possesses such proficiency to provide maximum benefits. Similarly, while choosing the mutual fund as well, we need to plan effectively to make the best choice. The UTI Mutual Fund is among the top mutual funds in the country on which any investor can trust blindly.

The UTI MF was incorporated on 14th Nov 2002, under the trusteeship of the UTI Trustee Company Pvt. Ltd. It was sponsored by the most prominent PSUs of the country, The Punjab National Bank, The Bank of Baroda, The Life Insurance Corporation of India and The State Bank of India. Being a part of The Unit Trust Of India, it has built so much trust among the investors all around.

The UTI Mutual Funds have the vision to become the most preferred mutual fund of India. And for achieving the same, they are immensely devoted and thus providing every possible benefit to the clients. They have a belief that an in-house research-based approach and well-diversified portfolio is the key to offering success in every investment. They are committed to delivering consistent and stable returns to the investors.

As per the requirements of the varied class of investors, the UTI Mutual Fund has designed various investment schemes. The plans so framed have been classified into different categories as per their nature of investing into different streams. The categories for the same are discussed as under:

1. 1. Equity Funds: The schemes falling under this category are primarily aimed to invest the monies into the equity and stocks of the company. The UTI MF offers Diversified Funds, Speciality/Theme Based Funds, Sector Funds, Tax Planning Funds, Arbitrage Fund, Pure Index Funds, Exchange Index Fund and ELSS. Some of the schemes running under this are:

UTI Equity Fund

UTI Contra Fund

UTI Dividend Yield Fund

UTI Energy Fund

2. Debt Funds: These Funds invest to fetch fixed income by investing in the short or long-term bonds, securitized funds, etc. The UTI Mutual Funds offer different debt funds, namely Segment Focused Funds, Liquid funds, and Close Ended Funds. Some of the schemes falling under this are:

UTI Opportunities Income Fund

UTI Fixed Term Income Series- XXV - 1097 Days

UTI Dynamic Bond Fund

UTI Liquid Cash Plan

3. Balanced Funds: These are the hybrid fund schemes which invest in stocks and bonds under a single investment portfolio. The various funds offered by UTI MF under this include Pure Balanced Funds, Segment Focused Funds, and Monthly Income Schemes. Some of the plans of this class are:

UTI Balanced Fund

UTI Mahila Unit Scheme

UTI Childrens Career Balanced Fund

UTI Unit Linked Insurance Plan

4. Specialty Fund: The mutual fund under this category, invests in the securities of a particular industry or in some specific geographical region. Under Specialty Mutual Funds, UTI offers only one scheme namely

• UTI Gold Exchange Traded Fund

The UTI Mutual Funds have also provided the National Pension System programme to the investors which is aimed to secure the retirement age of one’s life.

Thus, an investor has a wide variety of schemes which s(he) can choose to prepare a diversified portfolio. The UTI Mutual Fund can help in the best possible manner to provide every possible solution regarding mutual fund investments.

So, if you are desirous of putting your monies into the mutual fund investment schemes and want to become the part of a reliable mutual fund, then the UTI MF is one of the best choices to make.

Dishika is well-versed with the ups and downs of the financial market and has published articles on mutual fund and SIP. She is associated with MySIPonline.com, which is an AMFI registered mutual fund company.