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Is Kashmir On Your Travel Agenda? Consider A Travel Loan To Get You There

Author: Radha Lakshmi
by Radha Lakshmi
Posted: Mar 18, 2019
travel loan

Travel blogs, magazines and millions of visitors have described the magic of Kashmir. However, truth be told no words can ever comprehend the beauty and the mysticism that this fabled land possess. If you haven’t been to Kashmir, you can always imagine the snow-clad mountains, look at the pictures of the gardens and think about the peaceful shikara rides.

If your imagination and pictures do not do justice to the place, you can watch Shammi Kapoor wooing Sharmila Tagore on a shikara at the Dal Lake!

However, to truly understand the beauty of this heavenly land, you have to be there.

Well, Kashmir is India's Switzerland, attracting hordes of visitors as it is one of the must-visit destinations for not just domestic visitors but also for international guests who are charmed by the place.

If you are planning a trip to Kashmir, there are always a few things you have to do and see.

One of the things to do here is to stay in a lavish houseboat. Can you imagine staying on a houseboat, under a starlit sky, watching the world go by? Sounds amazing, doesn’t it!

Since you are already imagining a wonderful holiday to Kashmir as your next destination, you will have to think about getting there.

It is unfair that you have to worry about your money situation, while you are planning on visiting Kashmir. Worry not! A travel loan is your perfect solution. A personal loan for your travel needs is one way you can plan your vacation to Kashmir. Many financial institutions like Tata Capital are known to disburse easy to avail travel loans, when you want to explore a place but are short on funds.

Since you are considering a travel loan, you can simultaneously also your holiday in Kashmir. This way you can understand as to how much you would actually need while travelling.

Let’s start with some places to explore and the things you can do there:


Nestled between snow-covered peaks, Srinagar’s magical beauty, stunning landscapes, crystal clear waters and the stunning Dal Lake, attract visitors from all across the world. Far away from the noise and pollution that you come across in the rest of the country, Srinagar is what you would dream for in a perfect holiday.

There is no dearth of interesting things to do here. Take a shikara ride and watch the locals’ shop at the floating markets on the lake. Walk around the town and interact with the friendly locals. They will warmly welcome you and entertain with their colourful stories.

Once in Srinagar, you should plan an overnight stay a houseboat and watch the night under the canopy of stars. This is a once in a lifetime experience. Now, houseboat stays are a bit expensive but worth every penny of it. The travel loan that you were reading about earlier will help you with booking a stay in one of the luxurious houseboats. It is a once in a lifetime experience and your travel loan can make it happen.


Known as the ‘Meadow of Flowers’, Gulmarg is a visual treat with its colourful spread of strikingly beautiful flowers against the backdrop of rugged snow-capped mountains. Gulmarg is equally beautiful in winters when it is covered with a thick snow blanket.

Gulmarg is the base for many summer and winter treks. Trekking can be enjoyed here in all seasons. Other interesting activities to do in Gulmarg are Mountain Biking, Skiing or Snowboarding if you visit in the winters, and Gondola rides for a panoramic view of the valley. The Gulmarg Golf Club is coveted as one of the largest and highest 18-hole golf courses in the world. A tee here amidst beautiful surroundings can be an exciting experience.

If you are planning any of these adventures n Gulmarg, you should have an idea as to how much you are willing to spend on these activities. Since these are activities need specialised equipment and you can rent them at Gulmarg, you should consider the same while availing a personal loan for travel.


An endless stream of colourful flowers, lush green meadows and undulated trekking routes is what Sonamarg is made of. Sonamarg is one of the most beautiful places in Kashmir, known for its mesmerizing aura and superb vistas. Sonamarg has some scenic trek routes and nature walks. The adventurous kind will also love camping here overnight, right in the lap of nature. In winters, Sonamarg has some great winter trek routes. Paragliding across the stunning vistas is another interesting thing to do in Sonamarg.

Make sure you dress appropriately if you plan to trek. Comfortable shoes, gloves, jackets will be needed, depending on the weather. Your travel loan can help in buying those things. This way you know you will have a comfortable trek.


Do you remember a weary Salman Khan crossing the border to come back home in the movie BajrangiBhaijaan? And did you notice the beautiful snow-capped peaks in the backdrop then? Well, that is Pahalgam for you. Tranquillity and serenity are the other names for this charming town. Known for its lush coniferous forests, Pahalgam looks like it exists in a different world.

You can visit the stunningly beautiful Betaab and Aru Valleys from Pahalgam. There are some great trek routes in this region. You can also indulge in exciting adventure activities like canoeing, rafting and horseback riding at Pahalgam.

Getting from one place to another can be a task and it always works better for you if you can rent your own vehicle. So while budgeting for a travel loan, you should add your internal travel costs along with your flight tickets to Kashmir.


You have not really explored Kashmir till you have tasted their unique and extremely delicious local cuisine. The most interesting on the list is Kahwa, the local salty butter tea, with its unique flavours. Meat is an important component of their cuisine and some iconic dishes like Rogan Josh, Gushtaba and Matschgand are very flavourful and unique to this region. Their vegetarian fare is equally delicious with paneer, yoghurt and lotus stem being most widely used ingredients. Kashmiri food is a must try when you are visiting there.

This itinerary sounds perfect and a travel loan can make it come true.

Now, the thought of a travel loan maybe bothering you. But, travel loans are a safe bet.

There are a few things that you need to consider before you apply for the travel loan. Do check the travel personal loan interest rates and the loan tenure. This will help you calculate how much EMI amount you would need to repay the travel loan.

And applying for the travel loan is super easy. You can apply right from the comfort of your home! Just fill the online application form, check your personal loan eligibility and apply. If eligible and all your documents are in place, your loan will be disbursed in a few hours. And voila, you are all set to head to Kashmir, the land that dreams are made of.

With a multitude of interesting options and interesting experiences awaiting you, a trip to Kashmir is already playing in your mind. With the help of your travel loan, you can now make it come true!

About the Author

A mother of 2 lovely kids. Digital Marketer by profession and a blogger by passion! Here to inspire and motivate people with my writing.

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  • ibneali  -  2 years ago

    How about this?

  • maheen123  -  2 years ago

    Kashmir is the best place and has the beautiful nature.

Author: Radha Lakshmi
Premium Member

Radha Lakshmi

Member since: Mar 03, 2019
Published articles: 27

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