Best Car Insurance in Singapore

If you have a car in Singapore, you must have a car insurance plan. However, with the many plans available in town, if you won’t be keen, you might end up spending more than what you should pay. In this case, a car insurance comparison in Singapore will be of great help to you as it will enable you to compare different plans before making the final choice. You can make the most by looking at the best car insurance plans in Singapore when your cover is up for renewal.

While you might wonder why you need insurance with modern cars with safety features, it is essential to be covered because of future uncertainties. Getting the best car insurance in Singapore should be among your top priorities before embarking on the road. Unfortunately, getting car insurance is costly, and with the tons of plans available, you might get it hard. Car insurance comparison in Singapore is not easy and can take much of your time, so to help you out, the article has compiled the best car insurance plans in Singapore for your consideration.

1.Aviva insurance

If you are an inexperienced or young driver, Aviva insurance is ideal for you. Aviva is among Singapore’s best and reputed insurance companies best for amateur or young drivers. The company provides a wide range of services ranging from home insurance to travel insurance. It has three insurance plans, prestige, light and standard from which you can choose.

Although prestige is the most costly, it comes with a lot of benefits, including coverage for car repairs, car replacement, medical expenses, among others. The insurance plan allows you to add-ons like courtesy replacement cars if you want to enjoy more benefits. This insurance plan can cost you about a thousand and fifty-seven dollars per year.

2.Budget direct

This is the best car insurance plan for used COE cars. It is ideal for those who need cheap but quality insurance plans. They offer comprehensive TPFT and TPO plans. All these plans have various covers like NCD protector, accident cover, twenty-four-hour road assistance, and coverage for medical expenses. Value Champion statics states that Budget direct gives the cheapest insurance premiums of about four hundred and twenty-nine dollars in the entire.

3.FWD

This insurance has ultimate benefits for both the car and the driver. It costs more than $918.68 depending on the condition of your vehicle and includes NCD for the life of about 50% and overseas coverage. The most notable features of FWD car insurance consists of no need of listing all car's drivers as every driver who intends to operate your vehicle is insured, and there are more than $80 allowances in daily transportation. The daily allowance is scheduled for up to ten days covering the transport for the car's Maintenance.

4.Etiqa Car Insurance

This car insurance is advantageous to demerit free drivers and driver beginners across Singapore. Starting from its cost ( starting from $1,190), Etiqa provides ultimate benefits such as being easy to buy and even claiming and adjusting the price. Young and less experienced drivers who are aged 24 and above can benefit from acquiring Etiqa car insurance.

5.HL assurance car protect

This is the ideal car insurance plan if you are an experienced and safe driver. The company boasts a wide variety of insurance options and a significant presence in North America, Oceania, Europe and Asia north. Besides its reputation, HL assurance car protection provides the best car insurance in Singapore for experienced and safe drivers. While it offers one plan, users get a lot of benefits like daily transport allowance for repairs, coverage of medical expenses, and twenty-four-seven roadside assistance.

Unlike Aviva, this insurance company does not allow for customisation of insurance plans with add-ons. This insurance company makes the road safer for its policyholders by rewarding them with the best road performances with over fifty-seven per cent NCD discounts. However, this insurance plan has an age limit for those who can take their plan. Anybody willing to take their insurance cover should be between twenty-seven to six five years old. HL insurance car protection 360 costs about one thousand, three hundred and thirty-six dollars per annum.

Conclusion

Before purchasing a car insurance pal in Singapore, it is essential to compare the available plans. To do this, first assess the insurance’s coverage information. Look at crucial points like car damage coverage, personal accident coverage, liability to third parties and medical expenses. Moreover, ensure you consider every plan’s cost to avoid going for those beyond your budget. Going through all that is not easy, but you can now make your comparison conveniently with the above list.

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